How to get your CIBIL score

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Working for alteast 4 people I know.

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Are you absolutely sure its not number-farming-Bot ?
see the canned response, either the guy coded this is dumb, or he is just following orders!

being a customer for over decade, with xperia account active at this time.
I get 10 spam sms from them everyday, after numerous complaint & it says the same for my number as well.

for other people, once again, BEWARE !
 
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whenever I try to login to CIBIL, I get greeted by this from last 2 months (i suppose) with a new UI of CIBIL.

The credit bureau's system may be temporarily unavailable.
Our systems are currently undergoing an upgrade. We apologize for the inconvenience.

What to do now:

  • Try again to complete your enrollment after some time.
 
A Request:

Please don't go Yaga over Free CIBIL scores by Bankbazaar or paisa bazaar or any other 3rd party.

They will Spam you ... till you reach highest point of retardness and even after that..

Alert your friends also.
 
Procedure?

RBI has made it mandatory for credit beaureaus to provide people with 1 free credit report every year.

http://www.livemint.com/Money/TbFPm...edit-report-is-now-available-more-easily.html

All I did was goto CIBIL's website and click on the 'get your free credit score link' on the homepage.

After that I filled a few details, entered my PAN details to authorize me, got an OTP to verify me and I was able to access my score and report.

The only reason I bothered to do this was because I applied for an Amex Credit Card, and I was curious what my CIBIL score was :D (the RM mentioned my limit would be based on my CIBIL score, amongst other factors)

Cibil.JPG
 
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whenever I try to login to CIBIL, I get greeted by this from last 2 months (i suppose) with a new UI of CIBIL.

The credit bureau's system may be temporarily unavailable.
Our systems are currently undergoing an upgrade. We apologize for the inconvenience.

What to do now:

  • Try again to complete your enrollment after some time.

anybody else getting similar issue?
 
A Request:

Please don't go Yaga over Free CIBIL scores by Bankbazaar or paisa bazaar or any other 3rd party.

They will Spam you ... till you reach highest point of retardness and even after that..

Alert your friends also.

Agreed... in fact when I wanted to check my score I remembered there was a thread on TE and I searched for this and got to know about the SMS spam.

Now however, you can get a free report, so no need to bother with those crap sites...
 
RBI has made it mandatory for credit beaureaus to provide people with 1 free credit report every year.

http://www.livemint.com/Money/TbFPm...edit-report-is-now-available-more-easily.html

All I did was goto CIBIL's website and click on the 'get your free credit score link' on the homepage.

After that I filled a few details, entered my PAN details to authorize me, got an OTP to verify me and I was able to access my score and report.

The only reason I bothered to do this was because I applied for an Amex Credit Card, and I was curious what my CIBIL score was :D (the RM mentioned my limit would be based on my CIBIL score, amongst other factors)

View attachment 73877

Thanks, registered and got my score - says 849.

Edit - Shared the same link with friend and somehow registration page does not come but paid registration comes, not sure why![DOUBLEPOST=1519275092][/DOUBLEPOST]
  1. This link shall take you to free score check page - LINK
 
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My score 780.
My report shows a Personal load that I have never taken!
How to get it rectified?
Its not accepting dispute form :(
 
Last edited:
My score 780.
My report shows a Personal load that I have never taken!
How to get it rectified?
Its not accepting dispute form :(
Same for me too... till last year it was fine.. now suddenly there is a new two wheeler loan entry with year of 2002 is added(with the comment of wilful default) :( dispute form not accepting that entry. Last year score was around 870 and now its 826 :(
 
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