icici behaving shady?

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Last month, a similar thing happened to me. I was just doing an IMPS or NEFT transaction and post transactions, there is a debit of Rs. 50 for some accidental coverage.
I never clicked or opted for any insurance and it seems they enable it by default and if we are not careful enough, we may miss that checkbox. Highly disappointed but not bothered to go through the call center route and cancel it.

This is a malpractice on their part and I am sure they have earned more by this way.
 
sbhas2k said:
Last month, a similar thing happened to me. I was just doing an IMPS or NEFT transaction and post transactions, there is a debit of Rs. 50 for some accidental coverage.
I never clicked or opted for any insurance and it seems they enable it by default and if we are not careful enough, we may miss that checkbox. Highly disappointed but not bothered to go through the call center route and cancel it.

This is a malpractice on their part and I am sure they have earned more by this way.
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if u don't call, it might be a charge placed every month.
 
ICICI is shady since in India.. there are numerous examples across legitimate sites in India..

Specially the people DSA/IDIOTS they appoint to recover money.

There are live reports on news sites, where customers (specially farmers) committed suicides and MAIN REASONS was this LOWEST LEVEL FINANCIAL INSTITUTIONS NAME ICICI OR KOTAK. (ADDING lot more)..
Again then they demand/pray for MERCY and get out..
There DSA/MONEY RECOVERY guys should earn a lesson again from finance ministry or Supreme Court..

(Angry hence, the village i went with friends, incident happened there)

http://www.lawyersclubindia.com/forum/Icici-credit-card-fraud-transactions-billed-101437.asp
http://www.lawyersclubindia.com/for...tial-life-insurance-co-96735.asp#.U10QoEeBmXU http://www.lawyersclubindia.com/forum/Credit-card-fraud-96871.asp#.U10Q8EeBmXU
http://www.lawyersclubindia.com/forum/Fraud-cash-withdrawls-from-icici-debit-card-119289.asp
 
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Futureized said:
ICICI is shady since in India.. there are numerous examples across legitimate sites in India..

Specially the people DSA/IDIOTS they appoint to recover money.

There are live reports on news sites, where customers (specially farmers) committed suicides and MAIN REASONS was this LOWEST LEVEL FINANCIAL INSTITUTIONS NAME ICICI OR KOTAK. (ADDING lot more)..
Again then they demand/pray for MERCY and get out..
There DSA/MONEY RECOVERY guys should earn a lesson again from finance ministry or Supreme Court..

(Angry hence, the village i went with friends, incident happened there)

http://www.lawyersclubindia.com/forum/Icici-credit-card-fraud-transactions-billed-101437.asp
http://www.lawyersclubindia.com/for...tial-life-insurance-co-96735.asp#.U10QoEeBmXU http://www.lawyersclubindia.com/forum/Credit-card-fraud-96871.asp#.U10Q8EeBmXU
http://www.lawyersclubindia.com/forum/Fraud-cash-withdrawls-from-icici-debit-card-119289.asp
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Does this only happen with ICICI bank or using credit card from any bank in India ?

Therefore I would advice every individual to think umpteen times before getting a credit/debit card from this bank and other banks as well especially the private ones. In fact I strongly disapprove of anybody obtaining a credit/debit card in this country unless the laws and the execution of such laws, are sufficiently pro consumer.
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He's saying don't use a debit/credit card. Period!

Seriously ?

The thread referenced is from four years back with no update by the OP. They all seem to disappear for some reason after the initial inquiry
 
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blr_p said:
Does this only happen with ICICI bank or using credit card from any bank in India ?


He's saying don't use a debit/credit card. Period!

Seriously ?

The thread referenced is from fours years back with no update by the OP. They all seem to disappear for some reason after the initial inquiry
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They probably need some place to vent, and then they go away
 
vaalkai said:
They probably need some place to vent, and then they go away
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You'd be surprised how often it happens on this board too.

Something happens, post, people start bashing and screaming

After some time ask whether there is any progress, they say yes

At which point nobody says a word, like not interested anymore. The first page has created enough of a stink towards whatever org, company etc..

:(
 
But its not like they were not at the wrong, what icici did was plainly wrong. How we react is a different story.
 
Dont get afraid of ICICI/KOTAK idiots.
Call local Police...
Teach them a lesson
 
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vaalkai said:
But its not like they were not at the wrong, what icici did was plainly wrong. How we react is a different story.
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Is there any wrong doing here ? i don't think so

If you want to avail all the benefits and incentives these banks offer then they have to make it back in some way.

My bank offers none of the incentives banks like icici offers, i do not have any of these options thrown at me.

The choice in the end is up to you. Change banks and vote with your feet.
 
i was fed up with ICICI and planing to move to Kotak, looks like they are also bunch of monkeys.

Looks like ICICI has bugged/shut down their SMS alert, (https://www.icicibank.com/mobile-banking/alerts.page) where one can send an sms to know balance, etc. now 99% time i get error request cant be completed at this time try later. most of their services are only available in "official" hours.


Look at their front page, ( imaged attached below) does this look like a professional website for a bank ? this is one of the worst UI/UX work i have ever seen. even IOB has a more functional website than this.
One can relate this to desibaba with full of flashy images and click-bait links. The official site using an outdated version of SSL certificate and 18 different tracking cookies.

GcZr529.jpg
 
blr_p said:
Is there any wrong doing here ? i don't think so

If you want to avail all the benefits and incentives these banks offer then they have to make it back in some way.

My bank offers none of the incentives banks like icici offers, i do not have any of these options thrown at me.

The choice in the end is up to you. Change banks and vote with your feet.
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I have no idea why you are defending a bank with shitty practices, if they want to offer me a feature by fooling of couple of people then i don't really need that feature, Nowadays i don't know where Ethics and Ideology have gone, all we care about are what advantage it has for us. Sigh.
 
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vaalkai said:
I have no idea why you are defending a bank with shitty practices, if they want to offer me a feature by fooling of couple of people then i don't really need that feature, Nowadays i don't know where Ethics and Ideology have gone, all we care about are what advantage it has for us. Sigh.
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I don't get 5-15% discounts any where when i use my Public Sector Bank card, yes ? that is the difference
 
blr_p said:
I don't get 5-15% discounts any where when i use my Public Sector Bank card, yes ? that is the difference
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That's not true. Every year you get cashback offers for SBI Cards just as you do for HDFC/ICICI/AXIS etc.
 
sandeepsachin said:
it wasn't checked today, but i remember the last time i used the netbanking for some purpose , it was checked by default and i had to remove it.
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Checked by default is shady. Means its a default opt in. That's not what the OP said[DOUBLEPOST=1531302830][/DOUBLEPOST]
rdst_1 said:
That's not true. Every year you get cashback offers for SBI Cards just as you do for HDFC/ICICI/AXIS etc.
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i don't use SBI card. My bank does not have any of these offers.
 
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