blr_p
Skilled
Did you have any message on the lock screen with the contact number to reach in case the phone was found?
Android Lost mobile phone
- Thread starter retrophiliac
- Start date
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- Tags
- lost
retrophiliac
Disciple
Unfortunately, no. I didn't add any message to the lockscreen. I tried calling my number after the incident, but it was off. I waited at least 2-3 days before acquiring a new SIM card in the hopes that it would switch on.
enthusiast29
Skilled
Never do this! If one gets hold of your any kind of personal information they can wipe your bank accounts clean by resetting passwords or doing transactions and they'll even get OTPs to let then through.
Immediately get new SIM cards issued and say it was "lost" not stolen, else you'll need copy of FIR which you may not have as it's not easily filed by the police for stolen gadgets.
retrophiliac
Disciple
That's something I hadn't thought of. I'll keep it in mind. Thanks for bringing it up.
blr_p
Skilled
To make transactions you need more than that. Using any card requires a CVV. Netbanking requires passwords which if you did not execute on the mobile won't be there. If you did then passwords are saved (if set up that way) and anyone can do what you said with physical access to the phone.
I don't know about google pay & UPI since I don't use them.
I would agree on this depending on the degree of risk faced as time went on. Time here meaning 2-3 days
enthusiast29
Skilled
May not have heard of SMS banking and UPI without internet using short codes. Also some banks rely on OTPs for password resets. If one has the SIM and some kind of personal information then it's definitely possible. I'm sure if you lost your SIM right now you'd be worried for many other reasons including this one.
In any case it's not a good idea to keep the SIM active any longer than after it's lost.
blr_p
Skilled
Ah, USSD codes can also be used with banks. Upto now I've used them only with airtel
SMS Banking - Recharge, Postpaid Bill Payment, DMRC Card Recharge Services - ICICI Bank
ICICI Bank offers SMS Banking facility which allows you pay bills, recharge prepaid services and avail banking services by sending a simple SMS
SMS Banking - Instructions and Keywords - Axis Bank
Axis SMS Banking - To receive information on your account, send an SMS with the specified keyword to SMS Banking numbers. Click to know more!
How do I make a payment using these codes? seems they are query related or very narrow task related. If info is what you're after then these will work
Some old doc from SBI had an IMPS pay cmd, if that's operational then you can transfer funds
SIM means no online transactions until the bank gets informed. The phone is a bigger hassle and is the reason i try to limit mobile transactions. Don't know how successfully though
I don't have my bank's app on the phone because it refuses to work if the number is assigned to more than one account. Good for me
Noted
Mind telling us how it happened? Did they pull it out of your pocket, or bag or you left it unattended and discovered it was gone after?
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retrophiliac
Disciple
It was pulled out of my pocket while taking a bus.
Man always get FIR registered because you may not know but some hanky-pancky things would done by others and police would be on your dore step.So better get FIR registered .Police officer wont do it because it increase number of fir for them and they have to work on that case.so some progress may even try to search it
If they aren`t then helpful then search on Internet for help, steps procedure to file and FIR .like in reddits advocate circle. IN which ever city you are search on police official website. Check if you can do an file an online FIR .or take help of any advocate offline to file FIR .You can also take help of police senior officers