Need help with a SBI neft transaction

Status
Not open for further replies.
doing neft is good but when you have immediate transfer situation during banking hours you just need to pay through cheque.
same bank transfer tranfer money through cheque gives money to beneficiary instantly & that too without any extra single penny
 
thatsashok said:
^ nice . i got my internet banking last year but haven't utilized it to maximum extent. just used to check balances post PoS purchases
Click to expand...
Infact I do just the opposite, never go to bank(other than deposit), generally salary gets deposited in bank, and my transactions are online max., and for cash transactions ATM is there. :)

You won't believe, but as far I remember, I didn't visited my branch for last 6 months, there was no need too.
 
FOR ALL CONCERNED> A neft benificiary has to be get approved in 24 hours, after that you can transfer money to him.

For better result it is always davisable to delete it afterwards becuase you will get confused with so many benidficiary.

So, always for a neft transfer, get a days time beforehand.
 
Infact I do just the opposite, never go to bank(other than deposit), generally salary gets deposited in bank, and my transactions are online max., and for cash transactions ATM is there.

You won't believe, but as far I remember, I didn't visited my branch for last 6 months, there was no need too.
Click to expand...

i went to bank 3 times

1.opened account

2.to take ATM

3.To take internet banking

4. Tommorow for transaction rights on internet banking

All these days i was using ATM for money and purchases....
 
lostpass said:
For better result it is always davisable to delete it afterwards becuase you will get confused with so many benidficiary.

So, always for a neft transfer, get a days time beforehand.
Click to expand...
It should be other way round. You should keep the beneficiary list, so as to avoid the delay due to reconfirmation process when you want to transact with them again..
 
thatsashok said:
i went to bank 3 times

1.opened account

2.to take ATM

3.To take internet banking

All these days i was using ATM for money and purchases....
Click to expand...
Same Here :)

General Recharges and all that I do online, and for other purchases ATM is there. :)

4. Tommorow for transaction rights on internet banking
Click to expand...

What type of rights?? I didn't remember anything like that.
 
Generally, the bank will initially give you viewing rights only. This means that you will be able to view account statements but won't be able to perform any transactions. However, you can request your branch to give you transaction rights by visiting in person.

I did not know this until i saw this thread.Yesterday i was experimenting with internet banking and it returns me "You do not have the transaction rights. Please visit your branch to activate."

Complete Process here eHow
 
I don't even remember the last time I went to a bank. For my recent two accounts, the bank (ICICI) had sent across a chap to home, collected the proofs, deposit amount and filled form, gave the starter kit, and it was all set.
 
thatsashok said:
Generally, the bank will initially give you viewing rights only. This means that you will be able to view account statements but won't be able to perform any transactions. However, you can request your branch to give you transaction rights by visiting in person.

I did not know this until i saw this thread.Yesterday i was experimenting with internet banking and it returns me "You do not have the transaction rights. Please visit your branch to activate."

Complete Process here eHow
Click to expand...
I didn't go through any process like this. It was by default there on my time. May be they have implemented another level of security now.
 
I didn't go through any process like this. It was by default there on my time. May be they have implemented another level of security now.
Click to expand...

Depends on the bank and the person activating your account i guess.
 
So guys heres another problem from my side.

Im my last transaction, the a/c was in hdfc bank, but the a/c no contained 12-digits. I initiated the neft yesterday and the money got deducted from my a/c today and the current status is "verification in other bank"

Now the problem is that, i entered the wrong a/c no, the a/c no should be of 14-digits:(

Now what will happen to my money will i get it back?
 
Hopefully the money will be reverted back to your account in few days as the 12-digit number you entered is not a bank account number. Don't know if they charge extra for such things.
 
CA50 said:
So guys heres another problem from my side.

Im my last transaction, the a/c was in hdfc bank, but the a/c no contained 12-digits. I initiated the neft yesterday and the money got deducted from my a/c today and the current status is "verification in other bank"

Now the problem is that, i entered the wrong a/c no, the a/c no should be of 14-digits:(

Now what will happen to my money will i get it back?
Click to expand...
The money is transferred only if there is an exact match in the account details you have provided (name, account number, branch etc). If there is even a small deviation, the money would be credited back to you
 
Status
Not open for further replies.
Top Bottom