Debit cards are more higher, with almost everyone with a bank account having one. However, for credit card, most people have more than 1.
Only 4% of them have credit cards in India
- Thread starter swatkats
- Start date
- Status
I get a call from IDBI Credit card sales, apparently the dude was very helpful.
He asked me if my income was 4.5L p.a to get a credit card. I said 3.90L as per ITR-1 as a freelancer.
He suggested to establish a business entity to gain loan benefits these days. Majority of them are doing like that only for loan purpose.
I asked about problems later on. He said, not an issue for SME's. I was asking for 50k limit on credit card.
He asked me if my income was 4.5L p.a to get a credit card. I said 3.90L as per ITR-1 as a freelancer.
He suggested to establish a business entity to gain loan benefits these days. Majority of them are doing like that only for loan purpose.
I asked about problems later on. He said, not an issue for SME's. I was asking for 50k limit on credit card.
sandeepsachin
Galvanizer
- Status