FS: Mobile Pixel 9 (256 GB) - 2 weeks old

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mayank4823 said:
bhai thats 68k. not 58k. the upfront discount offered will be eventually paid by you in the form of interest. you'll be paying 2843 x 24 =68,232 it says right there in your screenshot.
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no offense but didn't you basically do the same thing when you bought the phone lol, this is just bad faith semantics
Typhon said:
You should not spoil someone’s sale thread with NCEMI discounts screenshots. One anyway has to pay the complete interest for 24M or pay those extra processing fees + GST.
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does it really matter where the discount is coming from? as for processing fees, those are a mere fraction of the cost and pretty much negligible
 
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Flipkart invoices are always confusing.
Unlike Amazon and other online stores who offers NC emi; Flipkart deducts that exact value from your invoice and you can see that in the invoice (they don't include amount with Emi in the invoice), OP has bought phone for 65k-ish of course as he said. All my expensive purchase has less value in invoice than i bought it for from Flipkart.
Cancelling Emi and vice versa is a different thing whether it is free or not(depending on banks). As a member said you can still buy it @58k as your invoice value (1500 INR more than this one)... But OP has included some Spigen and Pixel accessories with this, which is a good thing.
 
altair21 said:
no offense but didn't you basically do the same thing when you bought the phone lol, this is just bad faith semantics

does it really matter where the discount is coming from? as for processing fees, those are a mere fraction of the cost and pretty much negligible
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no offense but you do understand that I paid 65k for it regardless of the fact that I paid in EMI or not. I am not profiting here. If anything, I am at a loss since I am giving accessories worth 5k with the phone. I have never tried to profit here on TE. Correct me if I am wrong.
rkkaranrk said:
Why would I pay the emi I will foreclose it and save the interest.
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I havent done that. Please let me know if I can do that now after 15 days of purchase. I will do that and pass on the discount here.
 
mayank4823 said:
no offense but you do understand that I paid 65k for it regardless of the fact that I paid in EMI or not. I am not profiting here. If anything, I am at a loss since I am giving accessories worth 5k with the phone. I have never tried to profit here on TE. Correct me if I am wrong.

I havent done that. Please let me know if I can do that now after 15 days of purchase. I will do that and pass on the discount here.
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ah my bad, I thought you had used the preclosure trick, didn't know that you were still paying interest for it, then my point about bad faith semantics is wrong, my apologies
 
mayank4823 said:
no offense but you do understand that I paid 65k for it regardless of the fact that I paid in EMI or not. I am not profiting here. If anything, I am at a loss since I am giving accessories worth 5k with the phone. I have never tried to profit here on TE. Correct me if I am wrong.

I havent done that. Please let me know if I can do that now after 15 days of purchase. I will do that and pass on the discount here.
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you can, you won't save the full amount and will be charged a month's interest iirc (please confirm with other folks and don't quote me on this) but you will stil save a sizable chunk of the discount, generally if you preclose within 24-48 hours the whole discount is available to you, banks have wised up to this and now charge processing fees + gst but it's still good savings
 
altair21 said:
you can, you won't save the full amount and will be charged a month's interest iirc (please confirm with other folks and don't quote me on this) but you will stil save a sizable chunk of the discount, generally if you preclose within 24-48 hours the whole discount is available to you, banks have wised up to this and now charge processing fees + gst but it's still good savings
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I knew this trick works for ICICI but I had no idea I can do that with HDFC as well.
 
So what will be the FC charges? 3% of 56k meaning 1.6k or something? And what was the additional discount you got against NCEMI over a non emi purchase?
 
Let OP be guys.. you guys have no interest in buying the thing and potential buyers who have upwards of 50k to spend on a phone.. have their own brain to decide whether its a good deal for them or not.

Mods should really look into limiting sharing of opinions from window shoppers on sale threads.. feel like every sale threads is more or less the same now.
 
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enc0dex264 said:
Let OP be guys.. you guys have no interest in buying the thing and potential buyers who have upwards of 50k to spend on a phone.. have their own brain to decide whether its a good deal for them or not.

Mods should really look into limiting sharing of opinions from window shoppers on sale threads.. feel like every sale threads is more or less the same now.
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Plus I don't get why people shame you for making a profit. Even if OP got it for 58k, there's nothing wrong with selling it for 65k.

What ultimately matters is if the product is priced according to the market or not. It's one thing to notify OP that a new one is available for the same price. But it's a different game when you apply aggressive discounts to haggle in bad faith.
 
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