FS: Video Card Possible Scammer / Dont trade

[k660]

Cant the buyers who paid to the scammer use this information and get help from cyber crime dept and try to get the money back

same question making me rip my hairs off!!
- these kinds of scams making it feel like crypto scam experience (in the sense how hard it is to recover money)
- i heard if complaint is made in an hour to the cyber team, they can act to stop transaction from happening or by freezing accounts.
- but if the money goes in bank accounts then its upto the judge
(this is a highly compressed version btw)
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if there are some people who got looted in such way but recovered money plz share your exp and how you guys did it

 

[chetansha]

Any one saved the pics of the card ? Serial number ? Bill copy ? Can try to find same card with same serial on FB

 

[kage]

A couple of suggestions for online fraud aftermath and safeguards:

• Raise a complaint here asap if UPI was used: https://www.npci.org.in/what-we-do/upi/dispute-redressal-mechanism
• Contact your bank to reverse the transaction. Again ASAP. If done early enough, transactions can be frozen and reversed.
• File an FIR (or follow what the bank says regarding this).
• Buy Cyber insurance (not sure how valid it would be in a case like this but still it's cheap and good to have): https://hdfcbank.hdfcergo.com/campaigns/cyber-insurance.html
  • Policy Document: https://www.hdfcergo.com/docs/default-source/downloads/policy-wordings/others/cyber-sachet.pdf

If anyone else has any other suggestions please add them too!

 

[k660]

Buy Cyber insurance

i was today yrs old when i found out that cyber insurance like thing exist

If anyone else has any other suggestions please add them too!

same request to others/reading these texts

 

[chetansha]

A video of seller with item for sale ?

 

[kage]

A video of seller with item for sale ?

We can't have faces since that'd be an invasion of privacy, but yeah a video with usual TE safeguards like username / bill along with the item should be better than photos.

 

[tr27]

T

We can't have faces since that'd be an invasion of privacy, but yeah a video with usual TE safeguards like username / bill along with the item should be better than photos.

To any seller saying f2f deal preferred, how about making it a requirement to exchange the same info with the buyer, like a video with the seller in it.. if they don't want their face.. maybe some id .. that's what you see in f2f no? You get to see the person.. now make that mandatory for expensive items.

Or make this optional but give this a mandatory info on the page itself like "seller is comfortable doing video KYC - yes/no"
If it's no, it's up to the buyer to decide if he wants to avoid the deal on something expensive.

I have another idea.. how about making a exclusive area for reputable techenclave members, who have good history+ they are ready to verify their info (mods decide what type of verification like face/masked aadhar or something) , now these members will get to deal with the same exclusive members who have done the same
This will also keep the members motivated to reach this ladder

 

[kage]

T
To any seller saying f2f deal preferred, how about making it a requirement to exchange the same info with the buyer, like a video with the seller in it.. if they don't want their face.. maybe some id .. that's what you see in f2f no? You get to see the person.. now make that mandatory for expensive items.

Or make this optional but give this a mandatory info on the page itself like "seller is comfortable doing video KYC - yes/no"
If it's no, it's up to the buyer to decide if he wants to avoid the deal on something expensive.

I have another idea.. how about making a exclusive area for reputable techenclave members, who have good history+ they are ready to verify their info (mods decide what type of verification like face/masked aadhar or something) , now these members will get to deal with the same exclusive members who have done the same
This will also keep the members motivated to reach this ladder

With F2F the deals are usually easily verified since they are in person anyway.
It's the shipped deals that are scammer prone.

As for the exclusive area thing, that sounds like a great idea!
Especially since Renegade said this in another thread where the new feedback system was being discussed: "Phase 3 is for future and will be done much later. Considering optional Aadhaar and bank verification. No personally identifiable data will get stored, just the verification status and maybe last 4 digits for cross referencing. The name on Aadhaar and bank should match, that kinda thing."

 

[Heisen]

A more efficient approach could involve using a middleman, specifically a dedicated trusted TE payment address. When a buyer purchases a product, the payment is made to the TE middleman, who then notifies the seller that the payment has been received. The seller can then ship the product to the buyer’s address. Once the buyer confirms, within a defined testing or warranty period, that the product has arrived and is functioning correctly, the middleman releases the payment to the seller’s account.

If the buyer does not confirm receipt within the specified timeframe, the seller will automatically receive the payment. Conversely, if the seller fails to ship the product, the buyer is automatically refunded after a set period.

This process helps protect both parties. However, there could be some loopholes it would require a dedicated TE member to fix and manage these transactions, and it may not be feasible for them to handle this workload, at least not for free.

 

[MysticUwU]

A more efficient approach could involve using a middleman, specifically a dedicated trusted TE payment address. When a buyer purchases a product, the payment is made to the TE middleman, who then notifies the seller that the payment has been received. The seller can then ship the product to the buyer’s address. Once the buyer confirms, within a defined testing or warranty period, that the product has arrived and is functioning correctly, the middleman releases the payment to the seller’s account.

If the buyer does not confirm receipt within the specified timeframe, the seller will automatically receive the payment. Conversely, if the seller fails to ship the product, the buyer is automatically refunded after a set period.

This process helps protect both parties. However, there could be some loopholes it would require a dedicated TE member to fix and manage these transactions, and it may not be feasible for them to handle this workload, at least not for free.

This has been suggested before, the reason it's not getting implemented is because TE is not marketplace mainly. marketplace is just an extention to the forum.