Reddits Ads does not accept Indian Credit Cards

adnanhussainturki

adnanhussainturki

Discoverer
I have recently setup my Reddit ads account and noticed all my credit cards are being declined while billing.

On research, it was due to a special security condition RBI has put in place i.e. Additional Factor of Authentication (AFA) in which banks are required to send a pre-debit notification to customers at least 24 hours before any recurring payment is debited. International merchants' payment systems are not equipped to handle the AFA leading to loss to both customer and the merchant (Reddit Ads).

I guess, I need to find some international credit card holder to facilitate this for me, if you can help me on this or have any suggestion on the same, let's discuss.



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adnanhussainturki said:
I have recently setup my Reddit ads account and noticed all my credit cards are being declined while billing.

On research, it was due to a special security condition RBI has put in place i.e. Additional Factor of Authentication (AFA) in which banks are required to send a pre-debit notification to customers at least 24 hours before any recurring payment is debited. International merchants' payment systems are not equipped to handle the AFA leading to loss to both customer and the merchant (Reddit Ads).

I guess, I need to find some international credit card holder to facilitate this for me, if you can help me on this or have any suggestion on the same, let's discuss.



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What is the purpose of reddit ads account?
Are you selling something on reddit?
You can sell on Amazon and flipkart also na?
You can also sell on TE using Reseller upgrade right?
 
I am selling some software service to a very niche audience, therefore, reddit is most appropriate bet. Already spent some good fortune on Meta Ads but no good result.

No offence, but I don't think purpose etc is point of matter here, the point to interest is a big player like Reddit Ads do not want Indian advertisers or RBI has put such rules which are not compatible global merchant protocols.
 
This has been happening to me with some merchants as well since March beginning, not all though. And I tried both axis and icici cards, neither worked, merchant had no clue what was going on.

Since I had to pay the subscription ASAP or face service termination, I used paypal with their horrendous conversion charges, and that worked.

Perhaps you can try this if you really want to give this a shot.
 
Uvula said:
This has been happening to me with some merchants as well since March beginning, not all though. And I tried both axis and icici cards, neither worked, merchant had no clue what was going on.

Since I had to pay the subscription ASAP or face service termination, I used paypal with their horrendous conversion charges, and that worked.

Perhaps you can try this if you really want to give this a shot.
Click to expand...

Slayer69 said:
Axis cards have the highest forex fees so I’d recommend to use different credit card in future for forex transactions
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I have already tried IDFC, Axis, Federal and ICICI. None of them worked.

Reddit acknowledges this issue but not doing anything for it.

Regarding the forex, I have 0% forex card from Federal Bank for my international transactions but that too does not work.
 
adnanhussainturki said:
I am selling some software service to a very niche audience, therefore, reddit is most appropriate bet. Already spent some good fortune on Meta Ads but no good result.

No offence, but I don't think purpose etc is point of matter here, the point to interest is a big player like Reddit Ads do not want Indian advertisers or RBI has put such rules which are not compatible global merchant protocols.
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Shit man racism everywhere. I was reading about Assassins Creed Shadows game since it has so many Indians as programmers and coders etc some white supremists were giving negative reviews about the game. I highly doubt it not the Americans because they like us it must be the Britishers or the Europeans mostly who don't like us or any Asians for that matter, very racist that bunch are.
Musks DOGE has one of our bright kids. Almost every big tech company has our people as CEOs or something like that.
Sometimes we Indians are enemies of our own kind.
It happened to my sister in Canada. Some middle level NRI manager did Quid Pro Quo with some people from Europe and put it on the software programmers and left the company. The CEO was a Russian and he did not care much about the issue and in the end many software programmers including my sister got legal notices and she has to leave that company and joined another company.
We Indians has a name.
That is we break or make where ever we go.
Only those who choose the righteous path will end good but that too will depend on others actions as well sometimes like my sister's company did.
 
Uvula said:
This has been happening to me with some merchants as well since March beginning, not all though. And I tried both axis and icici cards, neither worked, merchant had no clue what was going on.

Since I had to pay the subscription ASAP or face service termination, I used paypal with their horrendous conversion charges, and that worked.

Perhaps you can try this if you really want to give this a shot.
Click to expand...
Reddit Ads do not support Paypal :(

Only Credit Card is allowed.

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bssunilreddy said:
Shit man racism everywhere. I was reading about Assassins Creed Shadows game since it has so many Indians as programmers and coders etc some white supremists were giving negative reviews about the game. I highly doubt it not the Americans because they like us it must be the Britishers or the Europeans mostly who don't like us or any Asians for that matter, very racist that bunch are.
Musks DOGE has one of our bright kids. Almost every big tech company has our people as CEOs or something like that.
Sometimes we Indians are enemies of our own kind.
It happened to my sister in Canada. Some middle level NRI manager did Quid Pro Quo with some people from Europe and put it on the software programmers and left the company. The CEO was a Russian and he did not care much about the issue and in the end many software programmers including my sister got legal notices and she has to leave that company and joined another company.
We Indians has a name.
That is we break or make where ever we go.
Only those who choose the righteous path will end good but that too will depend on others actions as well sometimes like my sister's company did.
Click to expand...
The irony is that their (Reddit Ads) customer support is almost entirely Indian. Basically, they are using Indians to tell other Indians that they do not give a sh*t about them.
 
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adnanhussainturki said:
I have already tried IDFC, Axis, Federal and ICICI. None of them worked.

Reddit acknowledges this issue but not doing anything for it.

Regarding the forex, I have 0% forex card from Federal Bank for my international transactions but that too does not work.
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Do you have American Express Card?
I think so reddit will accept this card.
My uncle used to have this card long back and he used to order me many magazines.
adnanhussainturki said:
The irony is that their (Reddit Ads) customer support is almost entirely Indian. Basically, they are using Indians to tell other Indians that they do not give a sh*t about them.
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This is what is called highhandedness. Like I said we Indians are the enemies of ourselves.
 
Uvula said:
This has been happening to me with some merchants as well since March beginning, not all though. And I tried both axis and icici cards, neither worked, merchant had no clue what was going on.

Since I had to pay the subscription ASAP or face service termination, I used paypal with their horrendous conversion charges, and that worked.

Perhaps you can try this if you really want to give this a shot.
Click to expand...
I also used paypal once to buy computer fans from Australia. They came but very late.
Corsair US once sent me Side Panel just within a week while Corsair India sent me after a month. Kaizen deals with Corsair then in India.
 
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My only hope now is to find someone with Non-Indian credit cards just because RBI wants to be smart and Reddit don't like us as advertisers.

If you guys can help me find one, I would be grateful.
 
Slayer69 said:
RBI does this RBI does that but RBI doesn’t acknowledge the retards which run the banking mafia at all
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You can to the point buddy. All ATMs cash is dealt by a company which also deals with counterfeit currency. My uncle got a huge load of counterfeit currency and he has to take the help of local politician to make the very banks ATM through which he withdrew cash.
I don't want to name the agency which deals with cash sent to ATMs.
Here maybe bank officials, that agency and some other middle men are involved.
Who will be responsible or held responsible if the fellows loading cash into ATMs themselves are putting counterfeit currency.
It's us the gullible folk who ends ****ed.
adnanhussainturki said:
My only hope now is to find someone with Non-Indian credit cards just because RBI wants to be smart and Reddit don't like us as advertisers.

If you guys can help me find one, I would be grateful.
Click to expand...
Then somebody from TE who is working abroad might you buddy.
 
bssunilreddy said:
You can to the point buddy. All ATMs cash is dealt by a company which also deals with counterfeit currency. My uncle got a huge load of counterfeit currency and he has to take the help of local politician to make the very banks ATM through which he withdrew cash.
I don't want to name the agency which deals with cash sent to ATMs.
Here maybe bank officials, that agency and some other middle men are involved.
Who will be responsible or held responsible if the fellows loading cash into ATMs themselves are putting counterfeit currency.
It's us the gullible folk who ends ****ed.

Then somebody from TE who is working abroad might you buddy.
Click to expand...
Interesting. I thought, the cash pushed into the ATM machines sealed or serialised.

Yeah, will be very grateful to any TE member you can help me out with this mess, will pay via UPI or Paypal whatever he/she prefers.
 
@adnanhussainturki I have been facing the same issue with cloud flare. From what I gathered, you can make payments under 2k or something like that. So I make multiple payments of under 2k. This is the only work around I found that works.

@DBot try what I did.
 
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