Less than 10K Refurbished Moto X 2nd gen or Nexus 5?

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Hello,

My iPhone 4 is just about dead (proximity sensor not working, very slow because of ios7, screen flickers...) and I'm looking to buy a new android phone, but I don't have much of a budget. I can stretch it to 15K at most, but I'd love to stay under 10k. What is the general opinion on refurbished phones? Are togofogo, overcart etc to be trusted? I can see good deals on the Moto X 2nd gen and the Nexus 5 on these sites and both these phones are attractive to me. Here are my answers to the questionnaire:

Updated mobile phone buying advice template for 2015. Updated questions which are more relevant in this smartphone era.

Questions:-
1. Budget?
A: INR 5k-15k

2. Preferred display size, type and resolution?
A: 5", AMOLED preferred as it saves some battery power, but not absolutely necessary

3. Preferred operating system? (Android (with version), iOS, Windows Phone etc).
A: Android Kitkat (4.4) and above. Stock android preferred.

4. Preferred connectivity options? (4G, 3G, 2G etc).
A: 3G, 4G would be an added advantage

5. Do you have any brand preference or dislike? Please name them.
A: No preference. Should have good service network. I'd like to have a Google phone.


6. What is your intended use for this phone (internet, camera, multimedia, mails etc.)?
A: Excellent call quality is most important. Messaging, light surfing and emails come second. I also use flipboard/kindle a lot for reading.

7. Single SIM/ Dual SIM?
A: No preference

8. New or Used? Online or Offline?
A: New. Don’t mind buying online. Specially looking for a good refurbished deal.

9. Any other requirements?
A: Need good battery backup, microSD card slot if internal storage < 32GB

10. If you have already considered a phone, then please mention the model
A: Moto X 2nd Gen, Nexus 5, Xiaomi Mi 4i
 
I use a manufacturer refurbished Moto G3 (bought it around April this year) and so far it's been working flawlessly for me. Bought it from a site called valuekart and they offered 6 months warranty (Don't know if they'll honour it as I haven't got the need as of yet - so far everything looks good).
If you can handle a bit of risk, I'd say go for a refurbished model.
 
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