finally got refund for the flipkart payment and the ATM cash loss today. there was another incident two days ago
i went to federal bank atm to check balance which was near my house, and it showed balance of 750, whereas minutes ago on onlinesbi it was showing only 350/-. I instantly withdrew 700/- and within 15 mins i got a call from sbi kottayam local branch asking whether i have withdrawn amount from federal bank atm? I said yes, i withdrew the amount which was shown as balance. They said, it was some problem, and i didnt have that much balance, and i must pay the remaining 400 immediately. I said, NO, as i already lost 2277/- via two transactions, that is one flipkart payment and another was an ATM issue. If you want that 400 so badly, then refund that amount of me, and deduce that 400/-.
that did the trick i guess. i got both the refunds today, and the 400 was deduced as well.
now im more leaning towards ICICI. my salary and the stuffs are all via south indian bank, which i really hate and never did any online/card transactions via them. Will ask my office, if they could shift the salary and stuffs to ICICI.
Also onlinesbi is acting weird for a week now. Most of the time it shows balance as "cannot be processed, try again later" and transactions statement page also shows similar error 9/10 times i check.