Suggest Axis Bank Credit Card to replace

iosoft

iosoft

PC enthusiast since MS DOS 5
Skilled
Hi,

I already hold a Axis Bank Titanium Credit Card.
It is expiring in coming October.

I need a suggestion on which Credit Card should I replace?

Current Card Features -
  1. Almost no extra features that I can use or need.
  2. Reward Points are so low that even my mother (senior-citizen house-wife) can give me more money.
  3. Airport Lounge accessed only once that also I do not remember if it is with this card.
  4. There is 500-1000/- Annual Fee which is removed if I do lots of transactions. So, I pay Electricity, Gas, House Tax, almost all Online Shopping etc.
  5. I think this card is also removed. You can not find any "Titanium Credit Card" in their website! Replaced with "Titanium Smart Traveler Credit Card".

Requirements -
I need a better card that will give me better features and benefits.

  1. It MUST be an Axis Bank Credit Card to protect my CIBIL Score. Can't go different Bank.
  2. I do lots of Online Shopping. Mainly in Amazon.in. Flipkart very few.
  3. I do International Online Shopping to buy web themes, plugins, SEO tools, eBay etc.
  4. Better and useful rewards.
  5. [Optional] Complimentary flight tickets - it will be awesome if it allows multiple persons in single ticket booking.
    (I have no idea how it works)
  6. [Optional] Airport Lounge access but would be helpful if flight delay when family vacation.

Pls suggest



P.S. Just read this review of the card -
www.chargeplate.in

Axis Bank Titanium Credit Card Review

Axis Bank Titanium Credit Card Review. Axis bank credit cards. Best axis bank credit card. Axis bank free credit card. Axis bank best credit cards.
www.chargeplate.in www.chargeplate.in
 
Last edited:
Axis NEO Credit Card
Joining Fee: Rs. 0
Annual Fee: Rs. 0(Currently offering Lifetime free)
In my opinion this is best since you are not under any pressure to spend some minimum amount annual to get yearly fee waiver.


Axis MYZONE Credit Card
Joining Fee: Rs. 500
Annual Fee: Rs. 500
+Lounge Access


Axis REWARDS Credit Card
Joining Fee: Rs. 1000
Annual Fee: Rs. 1000 (Zero if annual spend 2L)
+Lounge Access


Not sure about rewards points ratio. Better to check out technofino. Lots of discussions related to credit cards there.
 
Axis airtel is a great CC, 10% CB on utility payments (upto 250pm is good).

For amazon, get amazon CC if you are a prime subscriber, although it has been devalued now as you can't pay partly from amazon wallet. People get HDFC Swiggy as LTF, so keep an eye on that as well if you use Swiggy at least intermittently.

1727228667169.jpeg
 
OMEGA44-XT said:
Axis airtel is a great CC, 10% CB on utility payments (upto 250pm is good).

For amazon, get amazon CC if you are a prime subscriber, although it has been devalued now as you can't pay partly from amazon wallet. People get HDFC Swiggy as LTF, so keep an eye on that as well if you use Swiggy at least intermittently.

View attachment 208930
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dazzwilliams said:
You can also consider Airtel Axis CC
Click to expand...
Axis Airtel Would be best for you.
 
OMEGA44-XT said:
Axis airtel is a great CC, 10% CB on utility payments (upto 250pm is good).

For amazon, get amazon CC if you are a prime subscriber, although it has been devalued now as you can't pay partly from amazon wallet. People get HDFC Swiggy as LTF, so keep an eye on that as well if you use Swiggy at least intermittently.

View attachment 208930
Click to expand...
Awesome list.
Really appreciate your time and suggestion.
 
OMEGA44-XT said:
Axis airtel is a great CC, 10% CB on utility payments (upto 250pm is good).

For amazon, get amazon CC if you are a prime subscriber, although it has been devalued now as you can't pay partly from amazon wallet. People get HDFC Swiggy as LTF, so keep an eye on that as well if you use Swiggy at least intermittently.
Click to expand...

How to get HDFC Swiggy as LTF? It shows annual fee of 500
 
gourav said:
How to get HDFC Swiggy as LTF? It shows annual fee of 500
Click to expand...
User specific offer on swiggy app

I use it as a paid card, my swiggy spends are high enough for it to be worth it. They jacked up all prices in recent times anyways, so if you don't have this CC or other CCs with 10% CB, you are being looted more
 
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