@bladey: Bigger thumbnails perhaps?
A 400-500px wide images takes up barely 60-70kb. That's how most of my initial shots were till I started posting 1000px wide ones. The problem with the really small thumbnails is that we have to open new windows, a 500px image is a perfect intermediate. IMHO.
@ANP: Agreed the D40 doesn't have AEB, but it really is quite easy to do exposure bracketing. In HDRs and Panos, the aperture/ISO/Focus-distance have to remain constant anyway. So you're left to adjust only the shutter-speed, and for that it's just about pure math:
+/- 0.3 EV : Adjust shutter by 30% higher and lower
Example: +0.3 EV - Lower shutter by 30%, i.e, if you 0EV = 1/1000s, then +0.3 EV = 1/640s (this is the closest standard shutterspeed available). -0.3 EV = 1/1250s (again, closest possible).
Similarly for +/- 0.7 EV. For +/- 1EV, just halve and double the metered shutterspeed.
Hope that helps. If you dint know it already, that is.
Payne