You are not alone, I my self don't use upi you can laugh if u want to I don't even have debit cards for most of our bank accountS be it company or personal.
Even I use the debit cards at ATMs only. For PoS and online sales, it is always a Credit Card. Have only used a debit card when there is some offer, which is rare.
Honestly you cannot. You have your brain to use is when in doubt .. which you did nicely.
ebay US/UK had listing for parts only GPUs or even boxes (especially during scarcity at the beginning of the year) which bots or macros fail for. All these listings were tricks with note of no returns. Many sellers tricked miners. So you decide what to call them. In general, all those scavenging for GPU are desperate folks - some have patience to wait till 4000 series launch and some don't want to wait at all
i know,i never do scan. it was fun to **** with these scammer,told them they were talking to a government office and now they are ****ed. One said sorry
People fall victim to social engineering and just overlook and don't read their screens whether it's a debit or credit.
I use IMPS/NEFT only since they are fast and secure. I don't trust payment methods through apps, Say I am old fashion but thats something which saved me upto now. Just last week got a call from ICICI bank for CC and I didn't gave them any reply and said I don't need any card, If I want then I know how to get it. She asked for a reason and I gave her a reason "My reason for rejection is not to give any reason" Is that fine with you and stop calling me.
Things thats worries me always is to deal with parents and relatives when they come and force you to pay because they found a great person while talking on phone. 100% not even 99% all those were frauds. Thankfully I haven't given any facility for payments to mom else her account would have been in negative
As simple as that
The smarter you are the easier it is to fool you especially if they know some of your background info
I've been doing that for a while now. This is an improvement from the early 2000s when i refused to do any online transactions.
Please make a separate thread for that as political discussions go sideways really fast.
In OLX while I put my Sparnod STH-1200 for sale , a guy from another part of Hyderabad city responded and called to check whether the Rs.1 he sent to have been received or not while I was telling no Phone pe payments he was saying that he will pay the asked amount which is 15k. I said yes that I got his Rs.1 then again he told me to scan a UPI bar code and wait . While I waited I began receiving messages from phone pe that since sufficient amount was not there the required amounts were not cannot be sent.
