I'm looking for a used gaming rig that can let me play latest games (Resident Evil Village, Far Cry 5/6, Crysis Remastered Trilogy, Hitman 3, Forza Horizon 5, Mass Effect Legendary, Red Dead Redemption 2 etc) on playable frame rates.
I have a significant collection of PC games on Steam. And I don't wanna reinvest in games for a different platform.
The sad truth is that pc gaming, for the latest titles, is not even close to being affordable even with secondhand/thirdhand/found-at-the-bottom-of-a-well hardware. Pandemic, lockdown (and supply issues that have resulted because of pandemic and lockdown) has basically ruined pc gaming, and there's no optimism by any manufacturer that it'll be back to normal before 2024. Which probably means closer to 2025 for us here in India. That GTX 1060 6GB is a five year old graphics card, with five year old hardware design and specifications.
A console is a far more practical option if you want to play any of these games within the next year or so. You most likely haven't purchased these games for PC yet, so it's not really a reinvestment at this point. It's just a different platform. For the games you already own, you could play them either with basic gaming pc either now or when prices get more sensible.
You can play older games if you really want the keyboard + mouse experience with that basic gaming pc. And even then, you're looking at spending more than a console. It's just a bad time for pc gaming with no end in sight.
I have some commentary for the links you wanted to know more about:
This rig is worth maybe 12k if you're feeling very generous. The processor is 8 years old and even back then it was a much slower processor compared to an Intel i5 of that time period.
This is a good price for a gaming pc with reasonably modern components that's meant for a eight year old kid who wants to play minecraft or roblox. It has some of the lowest end components that you can buy new today, but still looks cool enough to win over a niece or nephew that you haven't seen in a few years.
The old Xeon inside this one can be purchased for less than the cost of a modern day Pentium processor. The motherboard is a no-name brand (they have no reputation or history) made with salvaged chips of decommissioned servers from the 2014-2015 era. The 1060 6GB is the only component that's remotely interesting but that was worth maybe 9k at most before the pandemic and lockdown and the entire situation we're in.
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The reason why these options even exist is because that's how bad the situation is. It's not that these people are trying to separate a gullible person and their money, it's just that the shortage and price gouging is so extreme that for your price range, this is what's considered "reasonable" to many people.
If you can wait a year or more to buy a GPU from an retailer like RPTech that sells at msrp on a lottery basis, then maybe today you can build a system with onboard graphics and play through the older games you have on steam. You should be able to get a system with an AMD 5600G, an A520 motherboard, 16GB of memory and a 240GB SSD for around 40k. And maybe later you can upgrade the motherboard and power supply when you're able to buy a GPU. This is the approach I would take if I was your situation.
We all wish the situation was different.