I think you will need to post pictures of the things you are selling
Market Section - Product Pricing n Discussions [NO Price checks]
- Thread starter puns
- Start date
If you can take a photo of the card while it is still installed, then it should be fine. The item you are selling needs to be clearly visible in the photo.
You should be able to take somewhat detailed pics of the card by just removing the laptop back panel.
Kubdya Khavis
Explorer
RaRa
Contributor
mayank4823
Forerunner
rkkaranrk
Innovator
You should not spoil someone’s sale thread with NCEMI discounts screenshots. One anyway has to pay the complete interest for 24M or pay those extra processing fees + GST.
rkkaranrk
Innovator
They were discussing the price that's the reason had shared it, one can always buy stuff on emi and later close it to get the extra discount.
Most of the time emi price including discount & interest comes down closer(couple hundreds) to the sale price without emi.
There's the obvious funds availability issue. Some do it for building up credit score. Someone smart might want to extract better returns for that money elsewhere. I haven't done it regularly. But my last purchase on cc-emi was to keep track of big purchases.
If you do one-time payment you'll forget it after the bill payment. EMI sort of reminds every month that you have recently made a significant purchase and helps keep our spending in check(if you want to that is).
There's 3% + GST fees on cancellation and 299+GST on EMI processing.
I agree the NCEMI price is better than full swipe, but if we're discussing about it, then we should share a complete picture.
mayank4823
Forerunner
bhai thats 68k. not 58k. the upfront discount offered will be eventually paid by you in the form of interest. you'll be paying 2843 x 24 =68,232 it says right there in your screenshot.
rkkaranrk
Innovator
no offense but didn't you basically do the same thing when you bought the phone lol, this is just bad faith semantics
does it really matter where the discount is coming from? as for processing fees, those are a mere fraction of the cost and pretty much negligible
Last edited:
DEVRAJ BARIA
Forerunner
Flipkart invoices are always confusing.
Unlike Amazon and other online stores who offers NC emi; Flipkart deducts that exact value from your invoice and you can see that in the invoice (they don't include amount with Emi in the invoice), OP has bought phone for 65k-ish of course as he said. All my expensive purchase has less value in invoice than i bought it for from Flipkart.
Cancelling Emi and vice versa is a different thing whether it is free or not(depending on banks). As a member said you can still buy it @58k as your invoice value (1500 INR more than this one)... But OP has included some Spigen and Pixel accessories with this, which is a good thing.
Cancelling Emi and vice versa is a different thing whether it is free or not(depending on banks). As a member said you can still buy it @58k as your invoice value (1500 INR more than this one)... But OP has included some Spigen and Pixel accessories with this, which is a good thing.