Just for everyone's info, unless you really need the EMI, non-EMI still works better in this case as bank charges processing fees of 235 (199+gst) for EMI transactions. Then they'll charge gst on the interest component which will take the total cost of EMI beyond the 250 extra discount that you get. GST component is not included in the upfront discount that you get from Amazon to compensate for the interest.Showing 2750 discount with SBI credit card non-emi and 3000 discount with SBI credit card EMI.