We all drop our phones on a regular basis but the case they are in protects them right? don't tell me you were using this thing naked
iPhone always has the best selection of really good cases too.
As a rule, I generally refuse to handle any such phone if it isn't in a case. I always tell the owner to hold in their hand and show me.
Slipping into a pool as in freshwater is no problem at all. Hasn't been for at least five years if you see the top-end phones from any company. Sea water is more tricky.
An already compromised screen means no more water protection.