"Do you have XYZ Credit Card?" Thread

solo_wing said:
Ab kya card ka number bhi milna chahiya discount ke liya.
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Kya kya karayengi ye apps discount ke liye. :tearsofjoy:

Maybe to specify that it is not valid on Federal card issued by OneCard, etc.
 

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prime said:
Kya kya karayengi ye apps discount ke liye. :tearsofjoy:

Maybe to specify that it is not valid on Federal card issued by OneCard, etc.
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Yes, you are right , these are exclusive Fedral CC and DC bins.
I checked with Fi Debit card issued by Fedral Bank and it does not match this list.
 
Not exactly a "Do you have XYZ Credit Card?" but since it is related to credit card am posting my issues here in case someone can help.

Beginning of this month I purchased a mobile phone for my brother from Flipkart in EMI using SBI Credit card. EMI processing fee etc. were shown in the unbilled transaction. However, the total amount of the phone was included in the Last billed statement (Total Amount Due) and the whole amount of the mobile phone along with the Total Amount Due was debited from my account yesterday (automatic payment) as it was due date.

Has anyone experienced like this issue? Is this normal or an error form SBI card side? Will i still be charged the monthly installments in the coming months? I have not contacted the SBI card yet.

Can anyone help or share their experience...
 
mr. john said:
Not exactly a "Do you have XYZ Credit Card?" but since it is related to credit card am posting my issues here in case someone can help.

Beginning of this month I purchased a mobile phone for my brother from Flipkart in EMI using SBI Credit card. EMI processing fee etc. were shown in the unbilled transaction. However, the total amount of the phone was included in the Last billed statement (Total Amount Due) and the whole amount of the mobile phone along with the Total Amount Due was debited from my account yesterday (automatic payment) as it was due date.

Has anyone experienced like this issue? Is this normal or an error form SBI card side? Will i still be charged the monthly installments in the coming months? I have not contacted the SBI card yet.

Can anyone help or share their experience...
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The reason for this is when you made the purchase, it was near your billing cycle and it takes 5 -10 days for EMI conversion.
Before it could be converted to EMI, your Bill was generated and since you have setup an auto mandate for you Credit Card payment, the entire amount got deducted.
It is not an error but Flawed system.That is why i don't like auto payment for CC.
The entire amount will be credited and EMIs will be charged and your CREDIT OUTSTANDING WILL BE SURPLUS upon EMI conversion. you can either ask for CREDIT BALANCE REFUND or Leave it and it will be adjusted in next few months depending on the Future bills.
 
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samiryadav said:
The reason for this is when you made the purchase, it was near your billing cycle and it takes 5 -10 days for EMI conversion.
Before it could be converted to EMI, your Bill was generated and since you have setup an auto mandate for you Credit Card payment, the entire amount got deducted.
It is not an error but Flawed system.That is why i don't like auto payment for CC.
The entire amount will be credited and EMIs will be charged and your CREDIT OUTSTANDING WILL BE SURPLUS upon EMI conversion. you can either ask for CREDIT BALANCE REFUND or Leave it and it will be adjusted in next few months depending on the Future bills.
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This must be it...thanks for your help
 
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Has someone here done a crypto transaction to a crypto address? I want to do a ~3k INR transaction and help would be much appreciated
 
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I have a SBI Prime credit card and would like to know the procedure for using it in this thread. Suppose someone wants to buy something using my card, what exactly is the procedure for payment, refund of cashback etc. Thanks
 
Adijazz said:
I have a SBI Prime credit card and would like to know the procedure for using it in this thread. Suppose someone wants to buy something using my card, what exactly is the procedure for payment, refund of cashback etc. Thanks
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First rule never give your card details to anyone even if you get messages " trust me bro I am a honest person "

Now if someone wants something they will send you link of the stuff ( Amazon or Flipkart of samsung etc) .
Check on your account what is the final price after card discount.
Inform that person . Wait for him to transfer the exact amount and then order it from his account or yours ( don't save card details on his account)

And share screenshot of the order.

If cashback is there...if it's instant then no issues . If chashback is after few days/ weeks/months inform him and transfer once you get it( that is my policy) but you can choose to give the cashback amount early( specially if ordered from your account)

Lastly in case of return....it's okay . Bit hassle but once you get the money back transfer him/ her back.

Hope this helps.
 
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solo_wing said:
First rule never give your card details to anyone even if you get messages " trust me bro I am a honest person "

Now if someone wants something they will send you link of the stuff ( Amazon or Flipkart of samsung etc) .
Check on your account what is the final price after card discount.
Inform that person . Wait for him to transfer the exact amount and then order it from his account or yours ( don't save card details on his account)

And share screenshot of the order.

If cashback is there...if it's instant then no issues . If chashback is after few days/ weeks/months inform him and transfer once you get it( that is my policy) but you can choose to give the cashback amount early( specially if ordered from your account)

Lastly in case of return....it's okay . Bit hassle but once you get the money back transfer him/ her back.

Hope this helps.
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Thanks a lot bhai
 
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Any NRI's here with HDFC Infinia? I know HDFC offers an infinia to NRI's against a FD lien. But does anyone know of the exact terms? IMO the lounge access alone might justify the 12K + GST fees.
 
PH0ENiX said:
Any NRI's here with HDFC Infinia? I know HDFC offers an infinia to NRI's against a FD lien. But does anyone know of the exact terms? IMO the lounge access alone might justify the 12K + GST fees.
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If you have the money then I have often heard that directly talking to your HDFC branch manager to get infinia after opening an FD of 20-25 Lakhs for at least 6 months usually do the trick. Officially I am not aware of any program issuing Infinia against FD.
 
PH0ENiX said:
Any NRI's here with HDFC Infinia? I know HDFC offers an infinia to NRI's against a FD lien. But does anyone know of the exact terms? IMO the lounge access alone might justify the 12K + GST fees.
Click to expand...
Infinia's withdrawn most of its benifits now . magnus is way better i feel wrt to points.
 
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