"Do you have XYZ Credit Card?" Thread

When this card was launched in 2022 a few weeks before BBD/GIS sale & started reaching ppl a few days/week before GIS sale it was giving 10% instant discount+5% cb up to 10k (the limit of cb at that time later reduced to 5k in 2023) & ppl went crazy & started buying 1 lakh rupees gold coins on amazon for effectively 15k discount during pre-GIS sale day leading to sbi card hastily adding exclusion for this card to 10% instant discount though by the time their system fully implemented this many ppl managed to get 10% instant discount in first 2-3 days of GIS sale.
Yep i got an XM4 in those few days for 16k
 
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are the benefits any different for business cards ?
Some extra benefits on tax/gst payments but basic reward structure for common cards used to be the same as normal version cards (moneyback & regalia vis-a-vis business moneyback & business regalia). Now hdfc has launched Biz series completely differentiating normal & business cards but still they are approving biz series cards for those already holding business moneyback/regalia or declared themselves as "self employed' in cc application earlier when business card approved not even asking if they still want business series card as if self employed persons don't need normal cards for their personal usage but only business version cards for their business usage.
 
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Some extra benefits on tax/gst payments but basic reward structure for common cards used to be the same as normal version cards (moneyback & regalia vis-a-vis business moneyback & business regalia). Now hdfc has launched Biz series completely differentiating normal & business cards but still they are approving biz series cards for those already holding business moneyback/regalia or declared themselves as "self employed' in cc application earlier when business card approved not even asking if they still want business series card as if self employed persons don't need normal cards for their personal usage but only business version cards for their business usage.
thanks thats helpful
 
i might need help buying iphone 15 on FK if my pixel card doesn't get approved today. If anyone has FK VIP also, Please let me know
 
i might need help buying iphone 15 on FK if my pixel card doesn't get approved today. If anyone has FK VIP also, Please let me know
It is very difficult to buy iPhone on FK during salemidnight at lowest price. I can help with hdfc /SBI card, but buying in aflash will be difficult.
 
Does anyone have a Flipkart Axis card? Please let me know
Looking to purchase Samsung S23 but there seems to be no bank discount with HDFC