"Do you have XYZ Credit Card?" Thread

guest_999 said:
When this card was launched in 2022 a few weeks before BBD/GIS sale & started reaching ppl a few days/week before GIS sale it was giving 10% instant discount+5% cb up to 10k (the limit of cb at that time later reduced to 5k in 2023) & ppl went crazy & started buying 1 lakh rupees gold coins on amazon for effectively 15k discount during pre-GIS sale day leading to sbi card hastily adding exclusion for this card to 10% instant discount though by the time their system fully implemented this many ppl managed to get 10% instant discount in first 2-3 days of GIS sale.
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Yep i got an XM4 in those few days for 16k
 
dktechsavvy said:
are the benefits any different for business cards ?
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Some extra benefits on tax/gst payments but basic reward structure for common cards used to be the same as normal version cards (moneyback & regalia vis-a-vis business moneyback & business regalia). Now hdfc has launched Biz series completely differentiating normal & business cards but still they are approving biz series cards for those already holding business moneyback/regalia or declared themselves as "self employed' in cc application earlier when business card approved not even asking if they still want business series card as if self employed persons don't need normal cards for their personal usage but only business version cards for their business usage.
 
guest_999 said:
Some extra benefits on tax/gst payments but basic reward structure for common cards used to be the same as normal version cards (moneyback & regalia vis-a-vis business moneyback & business regalia). Now hdfc has launched Biz series completely differentiating normal & business cards but still they are approving biz series cards for those already holding business moneyback/regalia or declared themselves as "self employed' in cc application earlier when business card approved not even asking if they still want business series card as if self employed persons don't need normal cards for their personal usage but only business version cards for their business usage.
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thanks thats helpful
 
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