"Do you have XYZ Credit Card?" Thread

[manohar5321]

No one has an account in DBS bank in the first place

Ya most likely not. I've tried for this card before too and no responses in about 2 months time, is dbs such a worst bank

 

[guest_999]

Every brand from every industry copies but unless stuff is patented nobody can do anything. Imagine if maruti copies ferrari as is (if ferrari design isn't patented) then maruti ferrari will sell like hotcakes globally eventually impacting og ferrari sales. Only the true enthusiast will go for the og.

Can anyone help with a dbs bank credit card for purchase on Flipkart?

Am looking a dbs debit card

No one has an account in DBS bank in the first place

Ya most likely not. I've tried for this card before too and no responses in about 2 months time, is dbs such a worst bank

Many ppl opened DBS India bank acc back in 2017-18 when it was giving Rs.500 as referral bonus & it was zero balance acc then. My friend also opened one. After that they imposed MAB of 5k somewhere in 2021/22 & now it is increased to 10k MAB so many closed the acc but some are still keeping it. DBS India bank also later acquired Laxmi Vilas Bank to bail it out as per RBI directions so all the LVB customers & branches became a part of DBS India bank & that's around when they launched their credit cards too which my friend also got after keeping his DBS bank acc even after 10k MAB condition. In all these years though I have never found any good deal which was only available using DBS card (debit/credit) & in my experience getting dbs bank acc nowadays only for card discount is a waste.

 

[chetansha]

No one has an account in DBS bank in the first place

https://www.google.co.in/aclk?sa=L&ai=DChsSEwi40ZeBzqyNAxXg2RYFHdLaAgIYACICCAEQABoCdGw&co=1&gclid=Cj0KCQjwiqbBBhCAARIsAJSfZkbn4jzCpD_4eo8jGHP3vzPTvf1Arwhcy4_gk2gcyZF6JbicAUryhswaAv02EALw_wcB&sig=AOD64_3l8MRed-FceshmLxOIW0h3E4dICw&q=&ved=2ahUKEwjIipGBzqyNAxVDh68BHQcgMF8Q3ooFegQIExAB&nis=7&adurl=

Open account digitally

 

[samiryadav]

UPDATE : - FLIPKART HAS LIMITED THE CASHBACK TO 4000 PER 3 MONTHS ON FLIPKART AXIS CREDIT CARD.
ALSO, REMOVED COMPLIMENTARY AIRPORT LOUNGE ACCESS.
shared by someone in a watsapp group.

 

[gourav]

UPDATE : - FLIPKART HAS LIMITED THE CASHBACK TO 4000 PER 3 MONTHS ON FLIPKART AXIS CREDIT CARD.
ALSO, REMOVED COMPLIMENTARY AIRPORT LOUNGE ACCESS.
shared by someone in a watsapp group.

Yup, this is correct. I got the email as well.

They've increased cashback on Myntra to 7.5%.

Lounge access is being discontinued on most lower end cards. Expected given the crowds that were forming at airport lounges over the last 3-4 years.

 

[altair21]

UPDATE : - FLIPKART HAS LIMITED THE CASHBACK TO 4000 PER 3 MONTHS ON FLIPKART AXIS CREDIT CARD.
ALSO, REMOVED COMPLIMENTARY AIRPORT LOUNGE ACCESS.
shared by someone in a watsapp group.

get SBI cashback, untill its devalued, its hands down the best card for cashback right now

 

[solo_wing]

UPDATE : - FLIPKART HAS LIMITED THE CASHBACK TO 4000 PER 3 MONTHS ON FLIPKART AXIS CREDIT CARD.
ALSO, REMOVED COMPLIMENTARY AIRPORT LOUNGE ACCESS.
shared by someone in a watsapp group.

That is why I tell people who ask me to order from Flipkart and want immediate cashback that I will only give once it reflects in my bank account.

I know yeh saale kabhi bhi palat sakte hai. I may end up paying from my own pocket .

 

[guest_999]

get SBI cashback, untill its devalued, its hands down the best card for cashback right now

This is now the next card in line to be devalued, maybe before this year's GIS sale on amazon which has SBI as partner for last few years.

Another important point though not of much relevance to ppl in this thread as it is all shopping related txns here.

There is no change to the spend categories excluded from earning rewards and spend based fee waiver calculation. However, to simplify, such transactions will be identified based on the spend category (Utility & Telecom, Rent, Wallet, etc.) rather than the assigned 4-digit Merchant Category Code (MCC)

Say goodbye to all those MCC based loopholes/tricks.

 

[vivek.krishnan]

Ya most likely not. I've tried for this card before too and no responses in about 2 months time, is dbs such a worst bank

Holder of both bank account and CC, its actually pretty good. Even gone to their office in Fort. Initially was digibank.

Many ppl opened DBS India bank acc back in 2017-18 when it was giving Rs.500 as referral bonus & it was zero balance acc then. My friend also opened one. After that they imposed MAB of 5k somewhere in 2021/22 & now it is increased to 10k MAB so many closed the acc but some are still keeping it. DBS India bank also later acquired Laxmi Vilas Bank to bail it out as per RBI directions so all the LVB customers & branches became a part of DBS India bank & that's around when they launched their credit cards too which my friend also got after keeping his DBS bank acc even after 10k MAB condition. In all these years though I have never found any good deal which was only available using DBS card (debit/credit) & in my experience getting dbs bank acc nowadays only for card discount is a waste.

The were giving Spark5 CC LTF, has BMS BOGO which my brother uses every month.

 

[altair21]

Say goodbye to all those MCC based loopholes/tricks.

spend categories are identified via MCC, MCC was literally made for this only, let's see how they plan to implement it

 

[nick.knack91011]

Am looking a dbs debit card

Why Dbs though ?