Health insurance claim experiences

Aman1829 said:
My health insurance in going to expire on 24/02/2025 which means it is due for renewal , its for my father and mother.

policy is of United India Health insurance under family policy

can I port it now to nuva bupa or other public health insurance co as due date is only 3 days later ? is it ok to do so ?

@honest1 @logistopath @rockstah or anyone else can help ?
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Too late man !!!
Why you waited for last moment ??
You need to continue with the existing provider this year and next year port out.
 
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honest1 said:
Too late man !!!
Why you waited for last moment ??
You need to continue with the existing provider this year and next year port out.
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I wasn't aware about it.. Thanks :)...will do next year now

Btw all other co are saying you can still port no need to worry like customercare of Niva bupa or be it New India Insurance co... they are saying we can even do it in one day no need to worry ... God knows why they are so confident
 
logistopath said:
You need to submit the porting application at least 45 days before renewal.
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I'm not sure about it. When I spoke to Ditto about switching insurance for my parents and myself. They said they'll have to start the process 2 weeks ahead of renewal because if the new policy gets rejected, they'll still have time to renew with the old one. Window opens 2 months ahead of renewal.

I renewed my parent's policy on star health. Ended my policy and opened a new one with Adithya Birla. The main disadvantage is I'll have to serve the waiting periods again but I was okay with that.
 
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Aman1829 said:
I wasn't aware about it.. Thanks :)...will do next year now

Btw all other co are saying you can still port no need to worry like customercare of Niva bupa or be it New India Insurance co... they are saying we can even do it in one day no need to worry ... God knows why they are so confident
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Mis-selling !
Before you port, you need to go through medical tests again and then based on it, they may deny the initial quote, modify it and in rare chance, they stick to their original quote!
Its very much obvious that with the kind of lifestyle we are having, minor health issues will be there and due to this, please expect modifications in your initial quote.
Further whole process may take 4+ weeks and during that period, you will be out of cover !
 
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