Pyception
Forerunner
No, I mean if bear market stay longer than 2-3 month then it will take more time to recover the market. Unless some direct relief provided by Govt which is less likely.
Indian Stock Market and Mutual Funds
- Thread starter anmolbhard004
- Start date
rsaeon
Innovator
There are some funds/stocks that didnt have negative growth in the last year, is it okay to assume they're safer to invest in? They have like half a percent growth.
Or is the mantra "past performance is not indicative of future..." pretty much universal?
Sorry to jump in, but you have to find the reason why? and What's your risk tolerance along with expected future return.
Pyception
Forerunner
No. Even FDs are not exactly "liquid cash" when talking about emergency fund, that would be balance lying in savings acc. Fyi, breaking a sbi fd which was created online is only possible offline by visiting branch.
rsaeon
Innovator
Smaller manufacturing firms appear to have lower but consistent growth from what I've been able to see comparing 1Y and 5Y charts.
Like this one: https://www.etmoney.com/stocks/jash-engineering-ltd/1500
Randomly, Groww's SIP calculator is broken, ET Money's is more accurate.
Tracer_Bullet
Galvanizer
Any kind of short term expectation from investing is faulty expectation which gets tested when things don't go up.
Cycles keep changing, some years back psu stocks were untouchables. And now look at them.
Also markets can do things weirdly and move against general expectations of cause effect. Look at how rates went up, yields inverted and markets still went up.
Bull markets bring excitement and strong public interest and eventually bear markets removes excesses built up in bull market.
Hopefully, we will remain in bull market for few more years atleast. We last had a good run in 2000s. 10-20% droop in such markets is normal.
Pyception
Forerunner
Look good to me, without getting into technical analysis. SME with niche segment
More about this stock-
Jash Engineering - Is it a multibagger
I am starting a new thread on Jash Engineering… Find it really interesting and am waiting for insights from other members. This company got listed in October 2017… http://www.jashindia.com/ =They have been in this industry for 60 years. Sound management - please let me know if that is not...
forum.valuepickr.com
Into the same sphere-
EMS Ltd share price | About EMS | Key Insights - Screener
www.screener.in
raksrules
Oracle
I totally know FD is not that liquid as it attracts penalty (premature withdrawal). Infact I would say liquid may be more liquid than FD.
I am curious as why you are saying No to putting this money in liquid fund instead of FD?
Get Loan Against Time Deposit Online in India | SBI - Personal Banking
Apply for Loan Against Time Deposit online in India at SBI. Get funds readily available to you whenever you desire or need by availing loan against Time Deposit.
yeah sbi sucks in this every other bank allows breaking fd online tried BOB, HDFC and axis all three you easily can break fd and funds are in main ac within seconds
raksrules
Oracle
One question about FD, if I have FD that is supposed to be auto renewed every year and say I forget to do anything to it and I then decided to just take money out, will I be charged penalty?
See above, FD comes with guaranteed returns & premature withdrawal penalty is usually 1% & in some banks not even that (some banks don't apply any premature withdrawal penalty after a certain period of time say 6 months). Also, except for sbi one can break FD online & get money in acc within seconds.
There are 3 kinds of cases, or mixtures of them :
1. If you are earning, and investing for the future : it will be harmful for the markets to go up, because then you get the shares more expensive.
2. If you are retired or in a withdrawal mode : markets going up will be good for you as you sell the shares for more money.
3. If you are a trader, you can get profit whether the market rises or falls. Though I've heard that it is easier to make money in a rising market. Not sure though. Most traders lose money, anyway, from what data I see.
raksrules
Oracle
Sure. I too actually plan to continue FD only. 8L is in Bank of Baroda and 3L is in Sriram Finance. I plan to continue in BoB but make sure it is where the interest is reinvested. My FIL did the FDs and he does it where quarterly he gets money in account which I don't like. I want it reinvested.
I might get the Shriram finance too renewed for 1 year or 1 year 3 months (it has little more interest).
nRiTeCh
Oracle
Bhai sbi is next level. 5 yrs ago when I visited them for a home loan they asked me for offer letters and salary slips right from my first job an said only upon background verification check my loan shall get approved.. Me and wife were stunned! BC am I applying for a loan or a branch managers job?
Their yono app is also unlike some yoni...not every has access to it irrespective of your accounts and kyc!
roadrash99
Forerunner
How did you get this visualisation on tradingview, I wasn't able to find it. Looks nice.markets bled today ,my pf down by 4%
Stock Market Crash: Sensex ends 1,258 points lower after 3 confirmed HMPV cases spook investors
Why Stock Market is Falling Today: Fear of Human Metapneumovirus (HMPV) cases in India led to a significant stock market crash with the Sensex falling ending over 1,200 points and the Nifty losing around 1.6%. The detection of HMPV cases in Karnataka and Gujarat heightened investor concerns...economictimes.indiatimes.com
View attachment 219540
