Indian Stock Market and Mutual Funds

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Ok so recommendation is that it is ok to go to small finance banks etc. which give 1% to 1.5% higher interest until I make sure that the total loan + (potential) interest doesn't cross 5L.
3 holders can go up to a total of 75L with various permutations.
 
FIIs in exiting spree, non stop. Seems market not in mood to add more amid speculative Trumps policies and budget. 10% further drop is huge and unlikely but who knows. Fingers crossed.
FIIs have been selling non stop for 3 months now so not sure how long DII's buying can hold the market, If they stop we might actually see a big correction.
Trump is not backing clean energy so this sector is seeing correction Waree/Premier energy stocks are down
 
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Trump is not backing clean energy so this sector is seeing correction Waree/Premier energy stocks are down
India desperately needs renewable and alternate energy sources to save itself from petrol / imported energy dependency.
Now that Russia will not be able to provide India Russian oil, US$ is appreciating, the situation is only going to increase in-sourced energy requirements.
 
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Would appreciate if someone can answer this. Especially if you are a CA.

If I bought a property back in 2018 for 80L and sold now for 60L (because my luck if very bad and investment turned out to be bad), I read that I can carry forward the Long Term Capital Loss (LTCL) for next 8 years. Also, I can consider indexed value which means the calculations seems to be...
Below...

363 - CII value for 2024-25 Year
280 - CII value for 2018-19 Year


(80L x 363) / 280 = 1.04 Cr

So capital loss would be ideally 1.04 Cr - 60L = 40.04L right?

If so, then any equity sale I do in next 8 years and fall under LTCG and I can offset all those LTCG against this loss, right?
 
Would appreciate if someone can answer this. Especially if you are a CA.

If I bought a property back in 2018 for 80L and sold now for 60L (because my luck if very bad and investment turned out to be bad), I read that I can carry forward the Long Term Capital Loss (LTCL) for next 8 years. Also, I can consider indexed value which means the calculations seems to be...
Below...

363 - CII value for 2024-25 Year
280 - CII value for 2018-19 Year


(80L x 363) / 280 = 1.04 Cr

So capital loss would be ideally 1.04 Cr - 60L = 40.04L right?

If so, then any equity sale I do in next 8 years and fall under LTCG and I can offset all those LTCG against this loss, right?
Just go to a proper CA .If you are still making some profits i would say pay the tax dont go for bonds or buy property .Buy property if it is in range of 20-40 else you will never break even rather paying tax and investing will generate good returns and near retirement you will have good money and would be able to buy a good new house
 
Just go to a proper CA .If you are still making some profits i would say pay the tax dont go for bonds or buy property .Buy property if it is in range of 20-40 else you will never break even rather paying tax and investing will generate good returns and near retirement you will have good money and would be able to buy a good new house

I will be talking to a CA definitely. But I am just seeking answers on the harvesting of LTCL against LTCG. When you say "making some profits", you mean from market right? I am not going to buy property with the 60L that I will receive. I will anyways not be able to buy anything with it for now.

My question is simply that after I sell my property at loss, and invest into equity and for next 8 years, whatever LTCG I redeem, I can offset against this 40L loss right? Effectively not paying any tax for next 8 years (when staying under total 40L LTCG).
 
Well as long as it makes sense logically there is some truth to it. And some truth is always better than none.
Hindenburg also provided some good things for some one (and make good money out of short sell and now enjoying good money) and here https://www.moneycontrol.com/news/o...macro-disaster-this-has-created-12919063.html too providing some truth for and ....

... read what he was saying about Indian market in 2023 ... "So it is very easy for investors today to make far more money than what we used to have when we were that age" Read more at:
https://economictimes.indiatimes.co...ofinterest&utm_medium=text&utm_campaign=cppst

why he feel pain now, check his net worth graph Source

Note: I'm not saying what you posted is not good or what he said is not worth. But every investor need to evaluate thoroughly "who is saying/writing what and why?"
 
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Hindenburg also provided some good things for some one (and make good money out of short sell and now enjoying good money) and here https://www.moneycontrol.com/news/o...macro-disaster-this-has-created-12919063.html too providing some truth for and ....

... read what he was saying about Indian market in 2023 ... "So it is very easy for investors today to make far more money than what we used to have when we were that age" Read more at:
https://economictimes.indiatimes.co...ofinterest&utm_medium=text&utm_campaign=cppst

why he feel pain now, check his net worth graph Source

Note: I'm not saying what you posted is not good or what he said is not worth. But every investor need to evaluate thoroughly "who is saying/writing what and why?"
Ofcourse we need to thoroughly analyze what's being written and why.

The point I was trying to make was, FIIs getting a break at common man's expense with no barrier at all.
 
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"who is saying/writing what and why?"
If anybody is reported as corrupt, investigate them thoroughly. In this case HB is well known short seller, it is their job. Unlike HB, other party is 'well acclaimed to be working for national growth and progress', investigate them too so as to ensure that they are not making tall claims alone.
 
This guy is dumb. Even when a common man, million times less informed than the FIIs, invests in something for selling later, they see whether there is any liquidity. If there is someone else to buy when they want to sell.

Now this writer is saying that FIIs are so dumb, and will remain so dumb, that they have invested in India and will keep investing in India even if we don't "allow" them to get their money back. There are limits to mental retardation, he should be in an asylum.

The fact that FIIs are able to take their money out easily will only make it easier for them to invest more later. They will think of India as a proper market instead of a money sink. They will allocate much more of their portfolio to the liquid India as opposed to the money sink India of 30 years ago.
 
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If anybody is reported as corrupt, investigate them thoroughly. In this case HB is well known short seller, it is their job. Unlike HB, other party is 'well acclaimed to be working for national growth and progress', investigate them too so as to ensure that they are not making tall claims alone.
In such case need to investigate all states Govt.'s, Businessmen etc. who are claiming very very high to attract more and more FDI in electronic manufacturing, software developing, real estate etc. etc. in their home states as these tall claims also boost market sentiments from time to time... I hope you too do not want to do same and spread chaos all over India & Indian Economy Sectors just because some short sellers or Investment Strategist claim that what is going is and ALL IS not right..

Gone those days when Propaganda against some businessman or political party was working, now all people are smart enough and they don't buy mindless allegations where in end there were no result but just fusss.... near to state/national elections time.
 
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