CITIBANK is much much better than ICICI. Switch to Citi if you can. HDFC is also lame, cause their CC is stupid and dumb, even if you visit the office. At least for Citi you can do everything over the net/phone.
Invalid Credit card Transaction !
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CITIBANK is much much better than ICICI. Switch to Citi if you can. HDFC is also lame, cause their CC is stupid and dumb, even if you visit the office. At least for Citi you can do everything over the net/phone.
I advise against HDFC for pretty much everything. They are hopeless. Require visiting the branch for most stuff, customer care for bank accounts is between 8 and 8, and they have zero clue about anything. My experience as a 'premium' account holder. LOL. I wonder how they treat their non premium customers.
OMG!! now hearing so much about icici, now m much worried to use icici.:O My salary savings a/c is given by my company which i cannot cancel. The other option they have is citibank which i think is on same line as icici and isnt good as compared to sbi, hdfc or axis.
But i do have a 7yr old trustworthy sbi a/c.
So shall i immediately keep transferring my whole salary to my sbi a/c as soon as i receive salary amount debited to my icici a/c ?:confused1:
I dont want any unusual looses to occur and then try trace them with getting nor results later and all ending in pain with zero gain. :|:no2:
Dude.. Citibank can't be compared to ICICI at all.. they're MILES apart! Citibanks customer service and quality is absolutely AWESOME. I have my payroll account with them in addition to a CC for the last 3 years .. I used to have a Home Loan with them (over 3 yrs as well).
Trust me, they're not the best foreign bank in India for nothing. HDFC/ICICI/SBI can't be compared to Citibank's service levels mate. The only issue generally tending to be.. that for non "zero balance accounts" or GOLD accounts (who's qualification levels are high itself).. their service is at a bit of a "premium" cost. Yet if you have multiple "financial" relationships with them.. they have a concept of "NRV / Net Relationship Value".. which determines a whole lot of benefits for you in terms of services.
Trust me.. experience Citibank once, you should not regret it.
Yea, I could not have said it better. The best thing with Citibank is, you never have to go to the brick-and-mortar bank. Since 2008, I only visited their office twice. Both times due to ICICI bank. For a loan they wanted stamped account sheets and then after the loan was processed, they did not give me the form to authorize the EMI payment.
^ I visited a Citibank branch only ONCE in the last 8 years. Beat that
We have never visited a Citibank Branch
theoracle
Forerunner
Hmmm so looks like I was one of the few who was scammed by Citi Bank :23:. Couple of years back I had a Citi Bank Card, suddenly they started charging some fee for someinsurance which I never applied for . When I contacted the customer care, got a strange reply that they had previously mailed me about this scheme and I was auto enrolled and if I wished I could have cancelled it that time . Had to fight for a somedays to get the charges reversed, and after that I am avoiding Shitty Bank.
Have far better experience with ICICI, HDFC then with Citi bank, so probably all the banks are same it is just how lucky or unlucky you are which matters
Have far better experience with ICICI, HDFC then with Citi bank, so probably all the banks are same it is just how lucky or unlucky you are which matters
We have never visited a Citibank Branch
Damn it. The single time I had to visit Citi was because of SBI, but that's a different story.
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