I can confirm this for you, and to be precise here's how it works :-
If you already have funds in your paypal account, No charges will be levied if i transfer those funds into your account.
But lets say i have no funds in my account, so i want to transfer Funds by charging my credit card, then When i transfer the funds to your account... I wont be charged anything, but you as a reciever will be charged 5.4% + 0.30 USD.
So if i want to transfer 40 bucks to you, it will equate to about 36 bucks.
And for you guys who are scared to withdraw money from your credit card... This is the best option, create 2 accounts, and transfer money, only 5.4% charged...
Edit : Heres the reference
https://www.paypal.com/in/cgi-bin/helpscr?cmd=_display-fees-outside