I am sorry, but I really can't do anything on someone with mental block. You can do what you think is best for you. For a person who has some mental block does not need anyone's suggestion because he/she is not open for suggestions, he is living in that block only. He is looking for something he feels is right and he will just stick to it, because of that mental block.
Pardon me, but I have to say this. With this comment of yours I feel you want to buy the car for a mere status symbol and nothing to do with the utility of it. Get a driver buddy, get an ALTO or a NANO. You won't need to drive at all for your life. And you would be spending less moolah on that. But, let me tell you something. Does not matter in what vehicle or mode of transport I am sitting, I feel uncomfortable/insecure if the vehicle is not under my control. Be it anything, train, car or plane. So i prefer to drive on my own and refrain myself from traveling in public transport unless its the only option.
Just because you don't want to manage a clutch, accelerator and a gear nob while fixing your eyes on the road, you want to buy an automatic drive because you felt great driving the car in America. This is the most absurd excuse I have heard for buying an AT. Wake up buddy!!! You are in India now. There is a huge difference in India and US and that too with the cars here and there apart from mentioning the road conditions. And did you also not learn to ride a bicycle because there were too many things to fiddle around with like pedals, handle, bell, brakes etc.
You won't hate the car if you buy a manual car if you learn to drive. I can guarantee you, provided you go for quality instead of bling-bling. But I can not guarantee wether you will be happy after getting the AT for you if you don't learn to drive. Because buying a AT is not the end of story, you still need to drive it. And driving an AT is not driving in my opinion. And its good news that you are not booking anything because no one stops you to buy anything in monsoons, at least a new car which is meant to be driven in monsoon. This comment of your also came because you have a mental block that car would get dirty in monsoon. LOL. Like I said earlier, if you buy the tank, as suggested earlier, you can take it anywhere in any season provided you know how to tame that beast.
PS: The difference between a manual and AT is of just 1 thing and that is the clutch. Though I have not driven an AT yet but correct me if I am wrong. There is still a gear knob, accelerator, brakes, steering, dashboard etc which will be required to be touched at times if not all times. But yeah I can understand in that block of yours AT is THE CAR that is desired and that too with a specific budget.