Question about hdfc netsafe card

[Hacker]

If I use netsafe card to do some shopping and for some reason the order is not processed properly by the merchant and the merchant initiates a credit refund.

Will I get the refund since the virtual card has a validity of 24 hours or does visa/hdfc take care of such issues smoothly??

 

[varkey]

The refund will be credited directly to your HDFC savings account. There won't be any issue with the 24 hour validity of the card etc.

 

[irfanlai]

You will get a refund in ur credit card. Have done twice when i got refund from yebhi.com

 

[MohitPreet]

u will get the refund in ur actual CC only , u can check thta from ur netsafe card -- card list -- there u will see the source , the bank knows the source from where the VCC was generated , so no issues at all getting refund

 

[varkey]

It depends on funding source used for generating the VCC. If it was funded using the debit card, it will come back to the savings account else to your CC.

 

[viralbug]

Yup you get a refund directly to bank account if Netsafe VCC was generated from debit card or it is refunded to credit card account if VCC was generated from credit card.

I have received a refund in the past in my account.

 

[boogeyman]

I had this doubt when I first read about VCC. Glad I read this thread

 

[Hacker]

Thanks guys

 

[akshaypisal]

Yup you get a refund directly to bank account if Netsafe VCC was generated from debit card or it is refunded to credit card account if VCC was generated from credit card.

I have received a refund in the past in my account.

Today I have quickly cancelled/deregistered netsafe vcc card(which was created from debit mastercard) after generating it.
How long it will take to refund my money(1k) back to my account?
Any idea?