Ok @blr_p this is what i have learnt so far.Yes, its a bit of a pain though.
Spin makes up a small part of the entire wash cycle, adds stress which can be more if the load is unbalanced and you have some but not much control over. Avoiding overloading will have a bigger impact.
Try adding a quarter more detergent to counter the hard water.
The reason why my old washing machin broken within just 5 years might be due to a combination of hard water, overloading and if i were to buy a new one whilst keeping longevity in mind then i should spend some more money say 30-35K and get a good front load washing machine.
So this is what i have decided. iam going to buy a FL washing machine for 30-35K with bigger capacity. since the capacity will be more ill be buying a washing machine which be 6.5-7Kg hence lesser wash cycle and the life of the machine will last more.
Which brings me to the final question
Which FL washing machine should i go far based on the following parameter?
1. After sale service
2. Spare parts availability
3. good build quality