Credit Card Dilemma

Status
Not open for further replies.
This Standard Chartered customer care is buggy. Once this girl wanted me to tell her the DOB . I told her 2030 15/05/2012 ESB Bangalore. Took her 5 minutes to figure out what I was saying .

Now using HDFC , Citi and SC. Citi has taken over HDFC as my primary card. Great rewards on the card.

All my CC are visa but I am never able to use the Visa discounts at bookmyshow :|
 
pratikb said:
sbi also is outsourced and screwed up customer care who has its own mind, full or arrogant kids who dont know what is meaning of word customer care.

I wont advice sbi credit card.

I would advice axis bank cc.
Click to expand...

hmmm. But Axis has a bad netbanking system, or so I've heard.
 
xtremevicky said:
This Standard Chartered customer care is buggy. Once this girl wanted me to tell her the DOB . I told her 2030 15/05/2012 ESB Bangalore. Took her 5 minutes to figure out what I was saying .

Now using HDFC , Citi and SC. Citi has taken over HDFC as my primary card. Great rewards on the card.

All my CC are visa but I am never able to use the Visa discounts at bookmyshow :|
Click to expand...

Something like that but its was funny because it wasn't an accent issue, not hearing trouble, she just wanted to hear me say my name in a different way. E.g. I said Buddh, she said No it is Buddha. Ah! Leave it, it was funny and such an itch over the phone :-)
 
Was with Barclay and moved to Standard Chartered after the take over. I was expecting the service to be bad as there are many horror stories online but Stan Chart is been surprisingly good. Haven't had any issues till date.
 
quixand said:
hmmm. But Axis has a bad netbanking system, or so I've heard.
Click to expand...

Been using axis net banking for last 5 yrs or so.
One of the quickest and clean system for net banking.
I have used Sbi Hdfc and this axis.
Out of all three , I always prefer to axis net banking.
 
Im trying to choose between AXIS, HDFC, ICICI, STAN.CHART., Citi & SBI. Want a card that's free of monthly/yearly usage charges.

Don't want Banks which ask of high minimum deposits. CC/Service should be good & Bank should be reputable.

Should I opt for Debit or Credit card? Main usage would be for Online Shopping.
 
^ Nothing good is free mate. Go for a Citi Credit Card, there service is generally better and they have emi tie ups with most retailers. Also Citi dining priveliges are pretty nice.
 
teche said:
Im trying to choose between AXIS, HDFC, ICICI, STAN.CHART., Citi & SBI. Want a card that's free of monthly/yearly usage charges.

Don't want Banks which ask of high minimum deposits. CC/Service should be good & Bank should be reputable.

Should I opt for Debit or Credit card? Main usage would be for Online Shopping.
Click to expand...

I love Citi's service but since I am on top of all my payments and all I dont feel the need of customer service much.

I am using Citi HDFC and SC and that is order I recommend.
 
What are the requirements for Citi card? I really don't wan't to be paying for using a Credit/Debit card.

Btw though I know the difference between a Credit-Debit card but still want to debate, should I go in for a Debit or a Credit card? Main usage would be buying from Online Shopping Sites both in India & abroad.
 
Status
Not open for further replies.
Top Bottom