Credit card recommendations?

Is anyone using ICICI HPCL Coral credit card?
I'm getting calls daily for this and they are claiming that there is no annual fee, meanwhile, bank website says 500+gst annual fee.
 
HDFC is great
They have lot of benefits if u use it properly and integration with many website and services.
You can also have no Cost EMI
and I had better experience with International Transcations.
Also Paying directly from lockscreen is great
 
kalph09 said:
Looks like am left with this only. How’s SBI’s support now? I have a savings account with them, it was always a hassle to sort any issues over the phone and end up visiting the branch.
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Just like one hates govt. so is sbi. Its a psu bank eod. I had very few issues with them so it all depends from case-case.
 
Ssreek said:
Is anyone using ICICI HPCL Coral credit card?
I'm getting calls daily for this and they are claiming that there is no annual fee, meanwhile, bank website says 500+gst annual fee.
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Fee is 200+gst, if its not LTF.
If you are getting calls from mumbai landlines ending with double naughts, they are legit.

Fee is Not much if you want to use the card actively.
Even if you make 10+ transactions in a year, you can negotiate with ICICI for fee reversal/waiver.
kalph09 said:
Any Citi Indian Oil card holders?

Having one for 8yrs and with axis bank takeover in pipeline. Looking for replacement card that gives good points on fuel. Any alternatives other than SBI-HP petro card?
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If the annual fee doesn't scare you:

Super Value Titanium - Best Fuel Credit Card | SC India

Apply for Super Value Titanium credit card and earn 5% cashback on fuel spends, phone bills, utility bills & earn reward points on all other spends.
www.sc.com www.sc.com
nemo_online said:
Random update: This might be a first but my wife was denied a Amazon Pay ICICI card. :D despite having a near-800 credit score.
:D:p
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What I know, Banks are always eager to issue credit cards to working women.

For example, I have seen hdfc showers female-customers with offers and being very selective towards males.
 
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nimod said:
Fee is 200+gst, if its not LTF.
If you are getting calls from mumbai landlines ending with double naughts, they are legit.

Fee is Not much if you want to use the card actively.
Even if you make 10+ transactions in a year, you can negotiate with ICICI for fee reversal/waiver.

Super Value Titanium - Best Fuel Credit Card | SC India

Apply for Super Value Titanium credit card and earn 5% cashback on fuel spends, phone bills, utility bills & earn reward points on all other spends.
www.sc.com www.sc.com
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Calls are from local guys. Initially I thought maybe it is ltf, but then he went on to say benefits like 3 tickets per month and 5% cb from amazon, flipkart.. This is where it sounded fishy
 
I got my ICICI Amazon pay credit card early this week.
Is there any first swipe/purchase offer apart from the usual 5% cashback? Any guidance? Planning to buy miPad5, so approx 28k purchase.
 
Anyone using Airtel Axis Bank Credit card. Wanted to know the review as the 25% CB seems good offer for my Airtel BB bill payments and prepaid recharge along with 10% for Utility payment (Electricity and Gas)
 
gopal_agrawal said:
Anyone using Airtel Axis Bank Credit card. Wanted to know the review as the 25% CB seems good offer for my Airtel BB bill payments and prepaid recharge along with 10% for Utility payment (Electricity and Gas)
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Yes i am using, i did one airtel recharge for 1799 , and other spends (total some 13500), i got 414 as CB, axis refused to give item wise cashback.
 
Looks like Citi is calling up its customer to migrate over to Axis cards.

I was offered some crappy 'My Zone Easy' card. Politely declined to know their EDGE reward points system isn't among the best and has poor value. Having owned an Axis credit card in the past, they devalue or lose features after a year or two and have very low spending limits.

I will miss Citi for its responsive customer care and points (that never expired) system I made the best use of it.
 
chetansha said:
Yes i am using, i did one airtel recharge for 1799 , and other spends (total some 13500), i got 414 as CB, axis refused to give item wise cashback.
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Yes for Airtel recharge/bill payments CB is 25% upto max of Rs. 300 per month and for other spends it is 1%.
Ssreek said:
I think Airtel axis card annual fee is 500+gst
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Yes Annual fees is 500 but if I am getting around 300-400 CB per month then it is not a bad deal.
 
kalph09 said:
Looks like Citi is calling up its customer to migrate over to Axis cards.

I was offered some crappy 'My Zone Easy' card. Politely declined to know their EDGE reward points system isn't among the best and has poor value. Having owned an Axis credit card in the past, they devalue or lose features after a year or two and have very low spending limits.

I will miss Citi for its responsive customer care and points (that never expired) system I made the best use of it.
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Same here. Will miss Citi for its points system as they did not expire.
Its a pain to keep track of the expiry of points in other banks and then find out later that they have expired.
 
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