So what did u do with the refunds? Sorry for asking too many questions. Its just that its my first time encountering with CC refunds. Curse you ebay !!varkey said:I'm not sure if refunds are counted as a payment. I have setup auto debit and and even though I received 1-2 refunds after the statement generation which was greater than the total amount due, on the due date, they debited the full amount from my account.