Indian Stock Market and Mutual Funds

I track my mutual fund portolfio movement daily (basically next day after NAV is updated) and it has been brutal logging those details since last 3 - 4 days. In just last 4 days, I am seeing notional loss of 4.6L. Yeh dukh kaahe khatam nahi hota.
 
I track my mutual fund portolfio movement daily (basically next day after NAV is updated) and it has been brutal logging those details since last 3 - 4 days. In just last 4 days, I am seeing notional loss of 4.6L. Yeh dukh kaahe khatam nahi hota.
Actual bear markets are much more brutal than this, time and/or price, + will also have bonus of continuous bad news. Things that were working easily in bull market can start punishing instead.

I guess we need to experience it atleast once, but just saying that this is relatively mild.
And most of the excess is in mid/small caps which aren't hurting that much. If they crash, then the masses will feel it. But crashes don't happen often.
 
  • Like
Reactions: rsaeon
Actual bear markets are much more brutal than this, time and/or price, + will also have bonus of continuous bad news. Things that were working easily in bull market can start punishing instead.
Was just reading a article on this these new investors after covid have not seen anything and are getting scared in a mere 10% fall people saw the gains of people who invested in covid time and entered in market in last 2-3 yrs and are now panicking.
Guys Brace for impact
 
Was just reading a article on this these new investors after covid have not seen anything and are getting scared in a mere 10% fall people saw the gains of people who invested in covid time and entered in market in last 2-3 yrs and are now panicking.
Guys Brace for impact
Not saying markets will crash. But people should know that they do happen and be prepared for it.
If this is making someone sweat then its likely that they will find it tough to manage when shit hits the fan.

Crashes happen maybe couple of times a decade or less and its hard to say when that might happen. Bull runs can last even when it seems stretched.
And then there are perma bears too who keep calling crash crash and market keeps rising.
But people are in crazy mode with small companies for sure.
 
  • Like
Reactions: rsaeon
No company likes crashes especially when they are doing bad, During market boom companies can repair damages without anyone noticing, as a single bad news can destroy investment made in marketing.
 
do not stop sips, but should have some cash available always so one can invest in when market moves down, also if one sees good profit in any stock one should sell, if not all then partially so you can reap some profit. but be patience.
 
do not stop sips, but should have some cash available always so one can invest in when market moves down, also if one sees good profit in any stock one should sell, if not all then partially so you can reap some profit. but be patience.

I did sell 2 stocks last week but not because i wanted money. It was more so because I saw the price movement of last 2 years and stock hardly moved apart from 10 rupees up or down and i had planned to sell like an year back but for some reason didn't. So just sold and cashed out.
 
I mostly target to keep stocks for atleast 1 year so i can have LTCG. Sometimes i just keep them if they are just laggarding, like i kept PayTm and some of my known sold it on 1-2 day of listing. I then accumulated it and sold some just this week to have profit. Now will sold it when reaches near 1300-1400
 
WhatsApp Image 2024-12-24 at 8.46.19 AM.jpeg
 
markets bled today ,my pf down by 4%o_O


View attachment 219540
rejoice , this wont change untill trump dishes out his policies
 
Market is too sensitive especially aged ~15-28. We've invested too much at this point without understanding risk.
I still believe in India's growth but not sure about whether we've actual supported infra, laws right now. Lockdown is not happening anytime sooner.
From personal level, I don't think we can't avoid crowd. I'm thinking of mask should be necessary now (thanks to pollution as well).

"Buy in dip guys just don't catch falling knife (know your risk appetite)"
Plus seems to be operator's game as well. First create panic let retail sell and buy at low and then sell high after few days/hour.
rejoice , this wont change untill trump dishes out his policies
I believe Indian market is very less affected till now by Trump presidency and Global weakness. Maybe I'm wrong (nobody can predict anything).
 
Last edited:
  • Like
Reactions: Neotheone
the big fishes do know that lot of people have been investing via MF . So they will butcher the market. The moment market really reaches near to correct value this fishes will again bring it up and again butcher it they will play around endlessly untill the us market gets unstable , they are getting risk free 4.5 % in US yields markets other markets are sprinkles to them.
Good time to buy gira hua stocks?
absolutely ,continue investing in mf , lower your SIP amount and with the remaining mullah buy stocks which are having good vlaue
 
Good time to buy gira hua stocks?
Nobody knows for sure. But we can work with probabilities. Markets usually bounce back but sometimes crash. Sometimes they give mediocre returns for 5+ years too.

But if you have to ask this, that means you don't have a tested plan.
It might be better to invest in diversified mutual funds/index instead of making such calls. Not all stocks will always recover, value can become value trap and momentum can reverse.

And imo, best to have an allocation plan between different assets - Equity/Debt/others and stick to it without thinking too much, rebalance say every year or put new money in asset that is lighter than plan. This should be enough + can invest reasonable amounts on 10%-20%-50%-x% dips/crashes if you want but dont go overboard. Long term = 10+ years, people are getting too comfortable with equity markets.
 
  • Like
Reactions: Neotheone