1. Almost all PSU's that cost less than 1000 bucks are nothing more than 230/250W PSU's regardless of whether the label says 300W, 400W, 450W or even 500W. The ratings are mis-leading, bloated. So if you think you think 250W load on a 400W/500W Cheapo PSU is safe, then think again. The PSU may work, but its still working at the edge of its limits and thats not safe thing. System reboots, Instabilities will be common under such scenarios.
2. Cheapo PSU's cannot tackle power fluctuations gracefully and they do not give clean power either. I have seen 12V rails on cheapo PSU fluctuate anywhere from 11.1V~14V. An electrical/electromechanical component may not mind the fluctuations too much, but electronic components are very sensitive to fluctuations. The component may not blow immediately, but even in the best case, the life of the components would be decreased.
3. Most PSU have the best efficiency and safe operating conditions at somewhere close to 50% load. So if you have a 250W load, I would say go for a reliable 400~500W PSU like the Corsair VX450 whose ratings have been tested and verified by multiple third party professional review sites using professional equipment. A typical cheapo PSU may have a 600W rating on the label when it can handle only 250W, how can you ensure that it can handle that load without going beyond their limits.
In the end buying a reliable PSU is a matter of personal choice. Lets say you spend 25~30k on the components of your budget rig and use a 500~1000 bucks cheapo PSU. You do not have any kind of handle on the reliability of the PSU, It may be possible that it runs fine for a long time, but on the other hand, it may reduce the durability of your components, it may cause system instabilities, it may even explode one fine day and take those 30k worth components with it, it may explode near you or your family members and case bodily harm, It may cause an electric hazard and lead to loss of life, property. It may run fine or it may because all that. A 4k investment on a good tried and tested PSU reduces the chance of any of that happening drastically and ensures peace of mind. It all depends on whether that 4k is worth saving at the risk of any of the things I have mentioned happening. A cheapo PSU may not cause problems, but there is still a good chance of them happening.
I myself spent 13k on my current PSU and 6k on my previous one and I do not regret it one bit. I faced various problems in the past with cheapo PSU (which I could not avoid buying because of non-availability of good ones) and I am fed up with using them. After I switched to good PSU, even the reliability and life of the components I buy seems to have improved.
2. Cheapo PSU's cannot tackle power fluctuations gracefully and they do not give clean power either. I have seen 12V rails on cheapo PSU fluctuate anywhere from 11.1V~14V. An electrical/electromechanical component may not mind the fluctuations too much, but electronic components are very sensitive to fluctuations. The component may not blow immediately, but even in the best case, the life of the components would be decreased.
3. Most PSU have the best efficiency and safe operating conditions at somewhere close to 50% load. So if you have a 250W load, I would say go for a reliable 400~500W PSU like the Corsair VX450 whose ratings have been tested and verified by multiple third party professional review sites using professional equipment. A typical cheapo PSU may have a 600W rating on the label when it can handle only 250W, how can you ensure that it can handle that load without going beyond their limits.
In the end buying a reliable PSU is a matter of personal choice. Lets say you spend 25~30k on the components of your budget rig and use a 500~1000 bucks cheapo PSU. You do not have any kind of handle on the reliability of the PSU, It may be possible that it runs fine for a long time, but on the other hand, it may reduce the durability of your components, it may cause system instabilities, it may even explode one fine day and take those 30k worth components with it, it may explode near you or your family members and case bodily harm, It may cause an electric hazard and lead to loss of life, property. It may run fine or it may because all that. A 4k investment on a good tried and tested PSU reduces the chance of any of that happening drastically and ensures peace of mind. It all depends on whether that 4k is worth saving at the risk of any of the things I have mentioned happening. A cheapo PSU may not cause problems, but there is still a good chance of them happening.
I myself spent 13k on my current PSU and 6k on my previous one and I do not regret it one bit. I faced various problems in the past with cheapo PSU (which I could not avoid buying because of non-availability of good ones) and I am fed up with using them. After I switched to good PSU, even the reliability and life of the components I buy seems to have improved.