Joint acc has nothing to do with it unless you applied twice using same acc or sbi card issued you second card as addon card to the primary card. Contact sbi card customer care to confirm if both are independent cards or one of them is an addon card.Only thing i know is they gave me 2 cards based on income of one person.
Credit Card Help Desk: Answers to Your Questions!
- Thread starter honest1
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awestorr
Herald
I think this is an add on card but i m gonna confirm with them
Edit_ Turns out this is an add on card, so probably free.
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Yes but to be on safe side still get it confirmed from customer care in email.
arup
Explorer
My axis CC due date is tomorrow 02.09.2024 but in netbanking it is showing current bill as paid because it is somehow considering payment for the one transaction which was refunded in recent unbilled transactions (having transaction value more tha the total amount due)
Do I get the chance to defer the actual payment by a month due to this? or should I pay the previous statement balance.
Do I get the chance to defer the actual payment by a month due to this? or should I pay the previous statement balance.
Check in some 3rd party app like amazon or paytm, it should show the last statement total due amt. Pay that total due amt fully.
i would suggest making full payment and get the refund after bill generated in negative.
khamosh
Forerunner
This happened with my SBI card a few days ago. The app was showing it as paid (3 refunds).
So I didn't pay in advance just to check.
Usually, when I pay full amount in advance, the app shows it as paid and they don't send auto debit notification sms 2 days prior.
I get an auto debit notification if I haven't paid any amount in advance and if paid any amount less than the total due, they reduce that amount in this sms
I didn't receive any sms. I thought there would be no auto debit, but surprise surprise surprise
I only use Cred, never had an issue in the last 5 years.
arup
Explorer
Around 4k or so. Stuff like Cred Garage is pretty handy for me.
Just the fact that I was not able to load this website page in 3 different browsers across 2 different devices would make me suggest to stay away from it, 5% cb or not.
Ssreek
Herald
What does cred garage do? Just like phonepe's and paytm's vehicle insurance offers or something else?
lol yeah the website has some issues dns issue to be precise.
godrej interio is a very reputed brand , have ordered from this website previously also.
It helps me keep track of all my vehicle stats, manage and pay challans, insurance etc. I also use it to keep track of my fuel and maintenance spends. There are also personalized insurance offers that you have access to, as a member. It's all pretty seamless.
If you have ordered from there previously then which category the spend was shown as in other card you used. SBI cb card will give 5% cb if mcc code of website/merchant is not of an excluded category & belongs to group of ecomm/online txn mcc codes.
