I think those prices are for 64gb variant. I feel 128gb is optimum and bare minimum to get.iphone se2 24-24.5K inc bank offer
Iphone XR 36-36.5K inc bank offer
Only a Fool or an Apple Fanboi would buy a 64gb phone (with no expandable storage) in 2020!
Edit: ..and the Fanboiis are at it again!! Used to hear same excuses when iPhone used to offer the 32gb variant, then suckers used to say we don't need 64gb, we stream everything, cloud, yap, yap, yap!!
Why don't people start a petition and ask apple not to give any storage at all when you clearly don't need it?
Nevermind, you deserve it.