Opening new account::Which Bank to choose?

[siril_k]

^ I think they will deduct the QAB Charges once you deposit the money. ICICI recovers all the pending fees and dues once the funds are available in your account.

w00t they will deduct all pending QABs that would be more than rs.3000 then, also email support craps as always, the local branch is always full, with employees only telling to fill forms, deposit 10k, but when i ask about qab just keep checking systems for answers.

probably i will close that a/c n get a new one as NETSAFE cards r best for buying online.

 

[anish_sha]

Anyone here using Axis bank accnts? can Sbi accnts be linked with paypal ?

 

[sunny27]

^^ I have the same query!

 

[delguy19]

IDBI bank have 0 balance account so no need to maintain aqb even their normal saving account allows no aqb

 

[techno_guy]

guys what is the minimum age necessary for opening an account and what are the required documents ?

 

[sunny27]

IDBI bank have 0 balance account so no need to maintain aqb even their normal saving account allows no aqb

does IDBI give VISA Debit card with the basic savings account? do they also offer netbanking/neft/rtgs?

 

[abhisinalkar]

Union Bank Of India offers 500Rs. Minimum balance without cheque book.

Provides Visa Debit card and Online as well as phone banking + SMS Alerts on your transactions and very good service.

 

[delguy19]

yes they give visa debit card and have netbanking dont know neft or rtgs

 

[logistopath]

^^ IDBI also provides NEFT/RTGS services.

 

[MohitPreet]

guys what is the minimum age necessary for opening an account and what are the required documents ?

no minimum age required to open an account in ur name , u can be a minor (under 18) with signature of ur guardian/parents and u can have an account in ur name ,

valid documents are like any of ur photo id proof, ration card , passport , driving license etc...

 

[a_k_s_h_a_y]

I used SBI netbanking to pay BSNL, Airtel bills, NO idea if Ebay has the option to choose SBI netbanking. But check this

eBay India Adds More Net-Banking Options for Payment

i have seen online banking of RBS, kotak, sbi !

RBS does not work in Firefox, the site sucks shit, super crappy..!

kotak, recently upgraded their super crap site, works kind of fine now, still lots of bugs...!

sbi its been so amazing since 4 years, no bugs what so ever, very neat white and blue site. All facilities available! EXCEPT ONLINE VIRTUAL CREDIT CARD, for which I need to login to kotak.

Some time back when i asked for visa debit card, aka international debit card, min balance was to be set to 50K ! yeah right..! now don't know about yuva card and credit card.

Don't go for master card, ask for visa my RBS Master card does not get accepted by paypal, though i used to pay my webhosting directly ! kind of works half..!

and of course you should get a good branch, and sbi recently hired some 20k-30k fresh young new staff after years, finally!

SBI to hire 27,000 people in the year 2010

And sbi debit card is obviously the best, maximum number of ATMs.

 

[techno_guy]

no minimum age required to open an account in ur name , u can be a minor (under 18) with signature of ur guardian/parents and u can have an account in ur name ,

valid documents are like any of ur photo id proof, ration card , passport , driving license etc...

thanks that means that no account without the intervention of guardians

 

[TheOtherGuy]

I just have two choices with me ICICI or HDFC for a salary account, which one should I get?

 

[agantuk]

ICICI. They are more efficient with their online services than most other banks.