Yes the cost is coming as same when comparing AM4 (CPU+Mobo+RAM) Vs. AM5 (CPU+Mobo+RAM) like 37k Vs. 39k. So thought why not go with the newer chipset than going with older one and again complain of not getting updates in the future.
go for the newer stuff, i had thought of this for a while, i was going through similar phase few months ago. now i am glad that i chose newer system over 5000 series ones.
- 5000 series doesnt have igpu pain when doing diagnosis or if gpu dies
( i cant emphasize enough how many times igpu of my old cpu saved/helped me, and with just igpu it was enough to do all the Desktop processes except heavy video editing. and it was i5-6500. i took its igpu as reference point and turns out new igpus are way stronger even with few cores)
- mobo will be easily available compared to old ones that's presuming ur going to use it for 3.5yrs+
( yes my mobo had died and it was hard n expensive to get similar/good mobo it lasted me 8.06 yrs )
- ddr4 rams i kind of dont like em, ddr5 sticks have built in controller and stuff more stability relatively ddr4 though i would recommed going with G.skill. for some reason they are least pain in butt when mixing n matching different types of brands and they just seem to work. fk u corsair ram sticks.
( DDR5 RAM does have a built-in error-correcting mechanism (on-die ECC) for small, internal errors.
ECC RAM (like those used in servers and workstations) has
full ECC functionality, which is more robust for data integrity and error correction across the entire memory system.
Not all DDR5 RAM sticks are ECC, and most consumer DDR5 sticks are
non-ECC, even though they have the on-die error-correction. )
- during the period i was looking for parts, everyone i asked majority like 8-8.5 out of em all had opinion of its not worth it go for 5000 series cpus/mobo/ram.
(and the people i am referring here are people like you guys)
- worried about ddr5 ram + am5 = equals slow boot up time to logging in the windows (except for asrock)? well i would say dont be. even in worst case scenario in that period you can fill up 2-3 bottles of 1L water each for ones game/working session. so i never felt that slow boot up time.... in a long long time (and this is coming from the person who uses windows on HDD on dual boot, point being it adds up to load times )